Kosher Money

This is one of those episodes that just keeps getting better as it goes.

Our guest this week is a Cleveland-based entrepreneurial dentist who is as kind as he is impressive.

He invited us into his home to share deep wisdom on wealth, health, and raising a family, culminating in a masterclass on how the '1%' actually get things done.

Dr. Louis Malcmacher is a world-renowned educator, businessman, and a true chessed machine. Enjoy!

(My thanks to David Wester for the video and audio of this episode and to Chaikel Kaufman and friends for facilitating it!)

👉 ✬ SPONSORS OF EPISODE 108 ✬

► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind!

► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Efforts Out in the World ✬

• Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/

• Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/

• Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

CHAPTERS:
00:00 Intro
00:40 Growing Up in Cleveland
02:10 Going to Public School
03:40 Becoming More Orthodox
04:45 His Father’s Shoe Store
05:20 The First Job
05:57 Other Early Jobs
06:27 Learning From Every Experience
07:29 Going Into Dentistry
08:57 Starting His First Practice
10:26 Leveling Up and Taking Risk
14:27 Reliable Halachic Planning at NQGRG
17:34 His Biggest Mistake
18:25 Taking Risks in Dentistry
19:34 The Opportunity with Ancillary Revenue
22:12 Staying Within the Industry
24:21 Having Tough Conversations
27:13 A Message to Educators
28:58 BitBean Takes Your Big Ideas and Brings Them to Life
29:45 Living in a Materialistic World
35:10 The Costs of Living in Different Places
38:24 Being Involved in Community Work and Finding Time
41:57 Colel Chabad Feeds Thousands of Families in Israel
42:48 The Legacy of Mendy Klein
46:18 Working Your Way Up to Success
48:00 Children With Different Labels Can Achieve Success
49:26 Brush Your Teeth!
50:08 We Do Not Take Care of Ourselves
52:34 Get Things Done
59:02 The Many Talents of the Jewish Nation
59:29 Thank You Dr. Malcmacher
1:01:10 Outro: Takeaways, Sponsors and Giveaway Announcement

Follow Kosher Money on TikTok & Instagram: @koshermoneypod

Visit our BRAND NEW Website: https://www.livinglchaim.com/

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoney #JewishWisdom #TorahInsights #Cleveland #Dentists #Malzmacher #Ohio #Advice #MendyKlein #LivingLchaim #KM

This episode of Kosher Money is unlike anything you’ve ever seen.

For the first time ever, our guest, Reb Binyomin Gringras, speaks publicly about the inner secrets he’s uncovered after years of scouring hundreds of little-known seforim and speaking with thousands of Torah giants and hidden tzaddikim.

Reb Binyomin dives deep into the mysterious world of segulos — ancient Jewish customs believed to bring blessing and success. He shares which ones are real and which are made up. We cover segulos for wealth, children, health, lost items, and much more — plus the power of visiting a tzaddik’s kever and what to daven for there.

He also reveals the story of a 19th-century tzaddik who died young but left behind a spiritual masterpiece — a book now being rediscovered that shares practical life advice with profound insights.

By the end, you’ll hear stories that will leave your jaw on the floor.

Contact: [email protected]

​ Inside Their Homes book: https://amzn.to/45i0bhH
​Artscroll’s Pele Yoeitz (Volume 1): https://amzn.to/4sNGDvG
Artscroll’s Pele Yoeitz (Volume 2): https://amzn.to/4baKAEn
Artscroll’s Pele Yoeitz (Volume 3): https://amzn.to/4bIv030​

CHAPTERS:
00:00 Intro
01:53 Who to Go to for Advice
07:24 People Paying Big Bucks for Frauds
10:10 How to Find Authentic People to Get Help From
13:24 Verifying Where the Money Is Going
16:19 Giving When You Don’t Want to Give
19:25 All About the Ayin Hara Bracelet
21:02 NQGRG
23:24 Why People Go to Mystics
25:44 What Is a Segulah?
28:58 When to and Not to Do a Segulah
30:05 Never Do One You Regret
33:12 The Segulah Book
35:00 Little-Known Segulahs
38:57 Segulah for Wealth
39:40 The Same Segulah Doesn’t Work for Everyone
41:32 Discussing Segulahs with Rav Chaim Kanievsky
43:23 The Bonus App
45:31 Segulah for a Deal to Go Well
48:28 Making Deals with God
52:05 Giving Tzedakah for a Segulah
54:55 The Power of Praying by Graves
58:03 The Hostages Praying at the Pele Yoeitz
1:01:55 Colel Chabad
1:02:48 Who Was the Pele Yoeitz?
1:04:33 The Special Book of the Pele Yoeitz
1:08:48 Learning from the Holy Tzadikim
1:10:23 The Revitalization of Certain Tzadikim
1:12:46 What Is an Ayin Hara?
1:16:13 How an Ayin Hara Works
1:19:23 Be Careful with What You Share
1:22:03 What to Do if You Think You Have an Ayin Hara
1:25:50 Checking Your Mezuzos & Tefillin
1:28:23 Contact Rav Binyomin
1:28:41 Rav Binyomin’s Book
1:29:22 Give to Places You Feel Comfortable With
1:29:50 Making Tzedakah and Business Align
1:31:46 Halachos Regarding Deals
1:32:16 Going to the Pele Yoeitz’s Grave Near the Black Sea
1:33:33 Honoring the Hostages with His Sefer
1:35:50 Outro: Takeaways, Sponsors, and Giveaway

👉 ✬ SPONSORS OF EPISODE 107 ✬ 

► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html 

► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind! 

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Resources✬ 

​ Hachzek.com helps you incorporate the study of Mussar into your daily life: https://www.hachzek.com/
​ Living Smarter Jewish is free financial coaching: https://livingsmarterjewish.org/ 
​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ 
​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ 

Follow Kosher Money on TikTok & Instagram: @koshermoneypod 

Visit our BRAND NEW Website: https://www.livinglchaim.com/ 

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 

WhatsApp feedback: 1-914-222-5513

#KosherMoney #Segulos #JewishWisdom #TorahInsights #FaithAndReason #RealEmunah #SpiritualScams #JewishTradition #PeleYoetz #PeleYoeitz  #RabbiBinyominGreengras #LivingLchaim #KM

At 24 years old, Dave Katz has already learned lessons about money that many people only discover decades later.

In this honest and refreshing conversation, he opens up about success, spending, and what it really means to live with intention.

From building a fast-growing business to confronting the emotions behind money, Dave shares how he learned to slow down, budget, and focus on what matters.

This conversation hits home on awareness, growth, and the power of being honest with yourself.

Contact: [email protected]

Simi can be found at https://www.prospr.fit or [email protected]

👉 ✬ SPONSORS OF EPISODE 106 ✬

► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html

► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind!

► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Efforts Out in the World ✬

​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/

​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/

​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

Follow Kosher Money on TikTok & Instagram: @koshermoneypod

Visit our BRAND NEW Website: https://www.livinglchaim.com/

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoneyPod #DaveKatz #JewishBusiness #Entrepreneurship #FinancialSuccess #PersonalGrowth #KosherMoney #LivingLchaim #KM

We explore one of the most sensitive and least discussed topics in Jewish life: money and marriage.

​ Why do so many couples avoid talking about money?
​ What do fights about money really represent?
​ How can couples build financial trust and literacy before and during marriage?
​ What role should community education play in preparing young people for real-world financial responsibility?

To unpack all this, we sat down with Sarah Nissel, an attorney, law professor at Pepperdine, and Executive Director of the Jewish Divorce Assistance Center of Los Angeles.

After mediating over 300 divorces, Sarah has learned what truly makes (and breaks) relationships when it comes to money + how self-awareness, communication, and education can prevent heartbreak.

She shares candid lessons from the front lines: how to talk about money without shame, how to manage conflict constructively, and why the chuppah isn’t the finish line, it’s the starting line.

It’s a powerful, eye-opening conversation about emotional intelligence, financial transparency, and Torah values in Jewish relationships — not just how to avoid divorce, but how to build marriages that actually thrive.

👉 ✬ SPONSORS OF EPISODE 105 ✬

► TWILLORY – Premium menswear that looks sharp and feels even better. End-of-year savings live now at https://Twillory.com/KosherMoney

► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney

► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

CHAPTERS:

00:00 Intro
01:53 Who Is Sarah Nissel?
02:27 Practicing Law in Los Angeles
04:10 A Decade of Experience in Family Law
04:24 What Lawyers See Behind Closed Doors
05:18 The Lack of Financial Education
05:56 When One First Goes to a Divorce Lawyer
07:23 Men vs. Women Divorce Misconceptions
07:42 Tips for a Healthier Marriage
11:45 Advice for Newlyweds
12:56 Improving Conflict Resolution Skills
18:28 How Frum Couples Manage Money
21:07 Why Wives Should Know the Finances
24:20 Twillory
25:33 The Donors Fund
27:52 Modeling Healthy Money Habits
29:34 Being Honest About Debt With Your Spouse
31:32 Understanding Your Appetite for Risk
34:33 How to Guide an Amicable Divorce
37:24 Prenups in the Orthodox Community
40:00 What Sarah Wants Her Children to Know
41:35 When Parents Stop Financial Support
44:14 Separate Bank Accounts
48:35 Setting Up Newlyweds for Financial Success
51:05 BitBean
51:53 Colel Chabad
52:43 It Is Never Too Late
55:58 Starting Financial Education Earlier
59:03 Moving Forward Toward Peace
1:02:39 Amazing Jewish Resources
1:05:52 How Sarah Helps People
1:06:23 You Do Not Need to Recreate the Wheel
1:08:01 Why Sarah Stays Away From AI
1:09:26 Sarah’s Nonprofit Work
1:09:52 Sarah’s Book Recommendations
1:12:36 The Advantages of the Jewish Community
1:14:04 Sarah’s Remarkable Yichus
1:19:26 Thanking Sarah for Joining Us
1:19:49 Outro

​ Learn more about Sarah’s organization: https://www.jdacla.org/
​ One of Sarah's favorite books, The Anxious Generation: https://amzn.to/4qnGOv

✬ Helpful Efforts Out in the World ✬

​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/
​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/
​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

Follow Kosher Money for short clips:
TikTok & Instagram: @koshermoneypod
Visit our NEW Website: https://www.livinglchaim.com/

Call-in Hotline:
USA 605-477-2100
UK 0333-366-0154
Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoneyPod #JewishMarriage #FinancialWellness #MoneyTalks #TorahValues #KosherMoney #LivingLchaim #KM

We dive into one of the most important parts of personal finance: building wealth that actually lasts.

- Is it possible to grow wealth quickly?

- How can ordinary people invest wisely in 2026?

- What does it really mean to “pay yourself first”?

- Which investing mistakes do most people make?

To walk us through it, we sat down with Jonathan Shenkman, a financial adviser who has spent nearly two decades helping families take control of their money.

He explains how to set up savings that run automatically, how to choose the right investment accounts, and why keeping things simple often beats trying to outsmart the market.

We also talk about how to organize your accounts, communicate about money with your spouse, and spend in a way that feels both responsible and enjoyable.

It is a straightforward, practical conversation that gives real-world guidance (not advice, duh) on how to save, invest, and live with financial peace of mind, with God's help.

► THE BUSINESS ORGANIZER – Feeling stuck in your own business? You're not alone. Sruly Schonfeld helps overwhelmed entrepreneurs get unstuck. Whether you speak English or Yiddish, he's reportedly phenomenal. Visit ⁠https://SrulySchonfeld.com to learn more. Email ⁠[email protected] or call 347-939-9959 for your business therapist. You can also WhatsApp Sruly here: ⁠https://wa.link/rk1grx

⁠► TWILLORY – Premium menswear that works hard and looks even better. Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney

► BITBEAN – Turn your business ideas into custom software that scales. Learn more: https://bitbean.link/4edg53

► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney

Email Jonathan here: [email protected]
His firm's site: https://www.parkbridgewealth.com
His previous KM episode: https://youtu.be/b_Wlgtb1D6Y
Get his new book on Amazon: https://amzn.to/4pNQTBR
Get his new book on his site: https://jonathanonmoney.com/

Get more ⁠@JonathanOnMoney⁠ here:
X: https://x.com/jonathanonmoney
Instagram: https://www.instagram.com/jonathanonmoney
YouTube: https://www.youtube.com/@JonathanOnMoney
LinkedIn: https://www.linkedin.com/in/shenkman
Newsletter: https://tinyurl.com/NewsltrJS
Webinars: https://tinyurl.com/WbnrsJS
Apple Podcasts: https://tinyurl.com/AppleJSpods
Spotify: https://tinyurl.com/SpotifyJS26

Articles Mentioned in Episode:
Target Date Funds: https://tinyurl.com/ForbesJS
Things VS. Experiences: https://tinyurl.com/JewishPressJS
Jonathan Clements’ final blog post: https://humbledollar.com/forum/farewell-friends/

✬ Helpful Efforts Out in the World ✬

Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠

Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠

Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Learn more at ⁠https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.

BRAND NEW Living Lchaim site: ⁠https://www.livinglchaim.com/⁠

Support Kosher Money's production: ⁠https://www.livinglchaim.com/donate⁠

Follow us for awesome, short clips:TikTok: @koshermoneypodInstagram: @koshermoneypod

Call-in-to-listen Hotline:USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088

WhatsApp feedback: +1 (914) 222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.
#KosherMoneyPod #Investing #JewishWisdom #FinancialFuture #KosherMoney #KM