The Greg Carrasco Show

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The Payment Is Not the Price — Episode 256
Almost a third of Canadians trading in a car owe more than it's worth. The average one is buried over $7,000 deep. Loan terms have stretched to 84, 90, 96 months — because if you only ever look at the monthly number, they can hide anything they want inside the term.
Marketing figured out that people will sacrifice what they want most, a fair price, for what they want right now: the smallest possible payment. So nobody sells you a price anymore. They sell you $9 a day. Three hours, one idea.
What comes up:
Extended warranties and rust proofing — buy the warranty where you bought the car, and why the rust module matters more for its warranty than its chemistry
The lease kilometre trap — a caller talked out of extra kilometres the day before signing. Kilometres up front are always cheaper than kilometres at the end.
Dealer vs. independent servicing — VIN recall scans, continuity of service, and how goodwill claims actually get won when your engine goes at 106,000 km
Blocked from buying an LC 500 — export deposits, geographic restrictions, and Greg shutting a caller down hard: "You're assuming somebody is committing fraud without ever walking into the showroom."
A 2013 F-150 nobody will buy — Greg pulls live market data on air: 77 comparable trucks, one sitting 193 days at $17,000. You don't set the price. The market does.
A $2,500 transmission computer in a 14-year-old Fiesta — and the 30% rule for when to stop spending
Why dealers sell "as-is" — there's only one reason, and your intuition is right
CVT panic, hybrid vs. ICE, the 1.5 turbo, Kicks vs. HR-V — plus why "research" isn't watching YouTube videos, and why Google isn't designed to tell you the truth. It's designed to prove you're right.
Also: Greg on running away from home at five, at thirteen, and finally at seventeen to Canada. Losing 42 lbs. Teaching the dad's class at Octa BJJ. Getting a prenup.
And Barbara — 87 years old, never called a radio show in her life until last week. Proof that it's not too late to change what you're doing with your money.
"I don't care about your feelings. Bring your thickest set of skin."
📞 416-872-1010 | Outside the GTA: 1-877-518-5151
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Brought to you by Erin Woodford (employee pricing — you pay what we pay) and Direct Nissan (no commission salespeople).

What happens when you leave life’s biggest decisions on autopilot?
In Episode 255, Greg Carrasco challenges listeners to take back the steering wheel. He cuts through the electric-vehicle hype, explaining who an EV may actually work for—and why Canadian weather, charging access, depreciation, and total ownership costs deserve a closer look. Greg also exposes the “loyalty penalty” hiding in car insurance, banking, phone, and internet bills, with practical advice for negotiating a better deal.
Later, Greg gets personal about his health transformation, revealing how he lost 40 pounds in his 50s. Joined by Colton from Game Day W Oakville, he explores men’s wellness, low energy, brain fog, declining libido, bloodwork, and why getting older doesn’t mean giving up. Plus, Greg answers callers’ questions about classic cars, high-mileage trucks, lease protection, warranties, and when it makes more sense to keep your current vehicle.
The message connecting it all: when you wait too long to make a decision, someone—or something—will make it for you. Make the call, book the appointment, get the quote, and take control.

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