Lowe Standards

Buying a house used to be a major milestone of adulthood. Now? We're just wondering if living with our parents forever is a financially responsible decision. 😂🏡
In this episode, we're joined by James Milonas, better known as James In The City, Toronto REALTOR®, social media personality, and HGTV's Open House Overhaul alum, to talk about the realities of today's Canadian housing market, homeownership, and buying your first home.
We get into rising housing costs, emerging real estate trends, and whether Millennials and Gen Z can realistically afford to become homeowners. James shares his advice on getting into the housing market, finding the right real estate agent, and what to consider when buying or selling a home. We also discuss downsizing, retirement, and what it's really like building a successful career in real estate.
But we're not stopping at houses. James also opens up about his incredible fitness and weight-loss journey, shedding around 100 pounds and the dedication behind his transformation. Because apparently selling houses, building a brand, and getting absolutely shredded are all part of the same schedule. Casual. 💪😂

🎙️ In This Episode:
Today's Canadian real estate market and housing trends

Can Millennials and Gen Z still afford to buy a home?

Advice for first-time home buyers

How to find the right real estate agent

What to consider when buying or selling a home

Downsizing and retirement considerations

Building a career in real estate

James's fitness journey and weight-loss transformation

 ✨ New episodes every Monday — make sure to like, subscribe, and join the conversation in the comments!

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At what age does the Bank of Mom and Dad officially close? And more importantly… is there a withdrawal limit? 😂
In this episode, we're talking about parents financially supporting their adult children, the importance of financial independence, and when helping your kids starts looking a little too much like funding their lifestyle.
Terri wants her three daughters to know they'll always have a safe place to land—but she'd also like to retire someday, preferably without three additional names on the payroll. Meanwhile, Tyerra shares why asking her parents for money feels awkward, how a $75 car repair turned into a $3,000 reality check, and what living paycheck to paycheck taught her about saving money.
We also debate whether parents should question how their adult children spend borrowed money, why having an emergency fund matters, and the difference between genuinely needing financial help and simply making questionable financial decisions.
Because being financially independent is great… until life sends you a $3,000 invoice you definitely didn't order. 🙃

🎙️ In This Episode:
Should parents financially support their adult children?

Helping your kids vs. enabling bad spending habits

When is it okay to ask your parents for money?

Financial independence & living paycheck to paycheck

Why building an emergency fund matters

Should parents have a say in how borrowed money is spent?

✨ New episodes every Monday — make sure to like, subscribe, and join the conversation in the comments!

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We're all about practicing gratitude… but some things are better left off the Thanksgiving dinner table. 😂
In this episode, we're sharing the things we're secretly grateful for but would never normally admit out loud. From pretty privilege and ex-boyfriends to friendships that needed to end, having money, and being a little extra, we're getting into the unexpected things that have made our lives better—even if admitting them might raise a few eyebrows.
We also get into why we're grateful for certain people no longer being in our lives, the freedom that comes with setting boundaries, and the little luxuries we appreciate more than we'd like to admit. Because apparently gratitude doesn't always have to sound humble, wholesome, or socially acceptable.
Some might call these unpopular opinions. We prefer to call them honesty with a side of gratitude.

🎙️ In This Episode:
Pretty privilege: are we allowed to be grateful for it?

Why we're thankful for our ex-boyfriends

Friendships we've outgrown (and don't miss)

Money, independence & life's little luxuries

Being extra and unapologetically ourselves

The unexpected benefits of getting older

Things we're grateful for but rarely admit

✨ New episodes every Monday — make sure to like, subscribe, and join the conversation in the comments!

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Your parents raised you, supported you, sacrificed for you… so when you grow up, do you owe them anything in return?
In this episode, we’re debating what adult children actually owe their parents—and apparently, we interpreted the question very differently. Tyerra immediately thought money. If anything, she feels like financial success would be a way to give back someday…but she’s not exactly volunteering to start making payments yet. 😂
Terri, on the other hand, doesn’t believe her daughters owe her anything. No repayment plan, no guilt, no obligation. After raising three independent women, she simply hopes they’ll want to spend time with her as they build lives of their own.
We also talk about whether children should feel obligated to care for aging parents, whether parents should expect their kids to stay close, and how the relationship changes once everyone becomes an adult. Because there’s a big difference between doing something for your parents because you want to and doing it because you feel like you owe them.

🎙️ In This Episode:
Do adult children owe their parents anything?
Money vs. time: what does “giving back” actually mean?
Do parents deserve repayment for the sacrifices they made?
Should adult children feel obligated to care for aging parents?
When your kids grow up, should they become the priority?
Building a relationship with your parents based on choice, not obligation
Life after kids & letting adult children build their own lives

✨ New episodes every Monday — make sure to like, subscribe, and join the conversation in the comments!

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Thanksgiving traditions are sacred… until Terri decides she’s done cooking the turkey. 😂
In this episode, we’re debating the Thanksgiving traditions worth keeping, changing, or retiring altogether. Tyerra is fighting for her beloved turkey, Terri would happily remove it from the menu, and we’re officially letting the audience settle the argument: Team Turkey or no turkey? Your vote may determine what gets served at our Thanksgiving dinner.
We also get into stuffing, football, the differences between Canadian and American Thanksgiving, the kids’ table, whether adult children should start contributing to dinner, and one slightly embarrassing confession: neither of us has ever tried pumpkin pie. Should we?
But beyond the food debates, we talk about why Thanksgiving is one of our favourite family holidays—the traditions, being together, and having an excuse to actually spend the whole day as a family. And now that Terri is entering her empty-nester era, apparently Thanksgiving is getting an upgrade. Pumpkin-carving contests, activities…the woman has plans.

🎙️ In This Episode:
Thanksgiving traditions: keep them or ditch them?
The great Thanksgiving turkey debate
Canadian vs. American Thanksgiving traditions
Pumpkin pie: worth the hype?
Kids’ tables & adult kids contributing to dinner
Creating new family traditions as your kids get older
Why Thanksgiving might be our favourite family holiday
Most importantly: settle this for us. 🦃 Should Terri cook the turkey this year—YES or NO?

✨ New episodes every Monday — make sure to like, subscribe, and join the conversation in the comments!

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