Skip to content
Radio Logo
PodcastsBusiness NewsThe Missing Middle Podcast

The Missing Middle Podcast

Cara Stern, Mike Moffatt, and Meredith Martin
The Missing Middle Podcast
Latest episode

224 episodes

  • The Missing Middle Podcast

    Is Alberta Killing Its Housing Advantage? | Interview with Millennial Moron

    2026-11-04 | 45 mins.
    Can Alberta keep its title as Canada's housing affordability champion, or is it about to become its own worst enemy?
    In this episode of Classonomics, Mike Moffatt and Millennial Moron dig into Alberta's growing housing battles. Why is Danielle Smith stepping in to overrule municipal zoning decisions in Calgary and Edmonton? How did the humble eightplex become a controversial, compromise-filled housing option? And why can it take years of red tape, parking rules and neighbourhood opposition to get new homes built?
    From the politics of infill to the hidden costs of endless approval delays, we explore what's standing in the way of more housing, and whether Alberta is putting its biggest affordability advantage at risk
    Is Alberta showing the rest of Canada how to build more homes, or how to get in its own way?

    Chapters:
    00:00 - Alberta's Housing Model Under Pressure
    03:36 - Construction Timelines: Alberta vs. Ontario
    06:29 - Why Edmonton’s Infill Reforms Sparked Provincial Pushback
    09:14 - The Flawed Design of Modern Multiplexes
    11:43 - The Political Contradictions of Housing Deregulation
    14:41 - Neighborhood Pushback & The Myth of Suburb Capacity
    20:04 - Immigration, Housing Crises & Federal CMHC Loans
    23:28 - Calgary’s Office-to-Residential Conversion Playbook
    26:43 - How to Fix Community Engagement for Better Housing
    31:07 - Danielle Smith and the Battle Over Parking Minimums
    33:38 - Presumptive Upzoning: A Market-Based Solution
    36:40 - Canadian Real Estate Listings vs. European Castles
    40:35 - An Applied Math Approach to the Housing Bubble 

    Research:
    2025 Provincial HOMES Report Card
    https://www.missingmiddleinitiative.ca/p/2025-provincial-homes-report-card

    Millennial Moron
    https://www.youtube.com/@MillennialMoron

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    Parking Is Ruining Our Cities. Here’s Why | Henry Grabar

    2026-10-30 | 26 mins.
    Why is housing so expensive? Parking might be part of the answer.

    In this episode of DemograFix, Cara Stern talks to Henry Grabar, author of Paved Paradise: How Parking Explains the World, about how parking minimums, parking costs and car dependency have shaped our cities and made housing more expensive.

    We discuss why developers build so much parking, how parking requirements can delay or block new housing, what happens when cities eliminate parking minimums, and whether making parking harder is actually a good way to get people out of their cars.

    Plus: why are there at least three parking spaces for every car in America?

    Pick up Henry's book, Paved Paradise: How Parking Explains the World, wherever you get your books.

    #Parking #Housing #urbanplanning 

    Chapters:

    00:00 Parking vs. Housing: The Real Cost
    01:28 The "Free Parking" Fallacy
    03:18 Ridiculous Zoning Laws
    05:15 How Parking Drives Up Your Rent
    07:58 Why SimCity Left Out Parking
    11:09 Why NIMBYs Fight New Housing
    15:33 Why Carrots Don't Work on Drivers
    18:33 The Dark Side of Parking Fines
    20:29 How Parking Kills Small Towns
    24:43 Why American Cities Look Empty

    Research/links:

    Paved Paradise
    http://www.penguinrandomhouse.ca/books/634461/paved-paradise-by-henry-grabar/9781984881151

    Henry Grabar
    https://www.henrygrabar.com/

    Not-So-Free Parking
    https://www.harvardmagazine.com/2023/08/paved-paradise-grabar

    America, Land of the Free Parking
    https://www.nytimes.com/2023/05/10/books/review/paved-paradise-henry-grabar.html

    The Edmonton Exception
    https://2067journal.ca/the-edmonton-exception/

    Credits:
    Mike Moffatt 
    https://twitter.com/MikePMoffatt
    https://bsky.app/profile/mikepmoffatt.bsky.social

    Cara Stern 
    https://x.com/carastern
    https://bsky.app/profile/carastern.bsky.social

    Meredith Martin 
    https://twitter.com/meredithmartin
    https://bsky.app/profile/meredithmartin.bsky.social

    Sean Foreman
    @seanegertonforeman
    https://bsky.app/profile/seanforeman.bsky.social

    Canadian Civil
    youtube.com/CanadianCivil

    Co-op Student
    Francis Gabriel Carmona
    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    The "Kitchen Window Test": Why Modern Housing Fails Kids

    2026-10-28 | 25 mins.
    In this episode of Classonomix, Sabrina Maddeaux and Mike Moffatt break down what actually makes a home “family-friendly,” and what a survey of 4,000 Canadians reveals about whether townhomes, strawberry-box bungalows, and apartment towers are truly fit for raising kids. They unpack the developmental science behind childhood outcomes, introduce the “kitchen window test” for fostering independent play, and explain why the family-friendly courtyard apartments popular across Europe remain effectively illegal to build under Canadian zoning and building codes.
    Chapters:
    00:00 The Great Family Exodus
    00:58 Defining Family Friendly Homes
    05:15 Rating Canadian Homes: Suburbs to Condos
    10:05 The Low-Rise vs. High-Rise Trap for Kids
    14:38 What Science Says About Raising Kids in Suburbs
    18:05 Why Public Parks Fail Young Families
    19:23 The "Kitchen Window Test"
    20:15 The European Courtyard Alternative
    22:41 Why It’s So Hard to Build Family Housing

    Research:
    Social housing: A key part of past and future housing policyhttps://www.oecd.org/content/dam/oecd/en/publications/reports/2020/10/social-housing-a-key-part-of-past-and-future-housing-policy_ef96d6d9/5b54f96b-en.pdf
    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    Did Ontario Turn a Blind Eye to Career College Fraud? | Alex Usher

    2026-10-23 | 20 mins.
    How did hundreds of millions of dollars in Ontario student aid end up at the centre of a major funding scandal, and why did it take so long for the government to act?

    In this episode of DemograFix, Cara Stern sits down with Alex Usher, president of Higher Education Strategy Associates and author of the annual State of Post-Secondary Education in Canada report, to investigate the OSAP funding scandal and the Ontario Provincial Police’s criminal probe into alleged fraud at private career colleges.

    They unpack how Ontario’s student aid system went wrong, what the investigation means for students and taxpayers, and what this scandal reveals about the flaws in Canada’s post-secondary funding system. 

    They also explore the growing generational divide: why Gen Z is facing more debt, fewer opportunities, and a tougher path to financial security than previous generations.

    Subscribe for more conversations about Canada’s economy, demographics, and the policies shaping our future.

    Chapters:

    00:00 – "I Did Everything Right" (Why Gen Z is Struggling)
    01:51 – What is a Career College?
    02:38 – The $1 Billion OSAP Fraud Scandal Exposed
    05:13 – Why Ontario Cut Student Grants Instead of Stopping Fraud
    06:25 – Hundreds of Colleges Are About to Go Under
    10:32 – Cover-ups, Lawsuits & Freedom of Information
    11:05 – Is a College Degree Still Worth It in 2026?
    12:16 – The Truth About "Credential Inflation"
    14:51 – Do We Really Need 4-Year Degrees Anymore?
    18:47 – Net-Zero Tuition: How Student Aid Actually Works

    Research:
    The Contemptible OSAP Cover-Up
    https://higheredstrategy.com/the-contemptible-osap-cover-up/

    How Doug Ford’s OSAP changes are forcing Ontario students to make a choice: Go deep into debt or drop out
    https://www.thestar.com/news/ontario/how-doug-fords-osap-changes-are-forcing-ontario-students-to-make-a-choice-go-deep-into-debt-or-drop-out/article_3cdce5f9-fec7-4faf-95f9-a79592f487a0.html

    Court records show Ontario's 'serious concerns' about three career colleges
    https://www.thetrillium.ca/news/education-and-training/court-records-show-ontarios-serious-concerns-about-three-career-colleges-12851478

    This Ontario career college has suspended classes. Here’s why
    https://www.cp24.com/politics/queens-park/2026/10/18/this-ontario-career-college-has-suspended-classes-heres-why/

    $385M in OSAP grants sent to students at 7 career colleges last year, documents show
    https://www.ctvnews.ca/canada/article/385m-in-osap-grants-sent-to-students-at-7-career-colleges-last-year-documents-show/

    The State of Post-Secondary Education in Canada, 2026
    https://higheredstrategy.com/the-state-of-post-secondary-education-in-canada-2026/

    Credits:
    Cara Stern https://x.com/carastern
    https://bsky.app/profile/carastern.bsky.social

    Meredith Martin 
    https://twitter.com/meredithmartin
    https://bsky.app/profile/meredithmartin.bsky.social

    Paige Saunders
    https://site.canadiancivil.com/profiles/

    Sean Foreman
    @seanegertonforeman
    https://bsky.app/profile/seanforeman.bsky.social

    Mike Moffatt https://twitter.com/MikePMoffatt
    https://bsky.app/profile/mikepmoffatt.bsky.social

    University Of Ottawa Co-op Student
    Francis Gabriel Carmona

    Brought to you by the Missing Middle Initiative https://www.missingmiddleinitiative.ca/
    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    Why Nobody Can Afford to Have Fun Anymore

    2026-10-21 | 27 mins.
    Why is it getting so hard to afford a night out? From $200 dinners and sky-high concert tickets to the disappearance of cheap bowling alleys and dinner parties, having fun is becoming a luxury. In this episode of Classonomics, Sabrina Maddeaux and Mike Moffatt break down how soaring housing costs, stagnant wage growth and rising entertainment prices are changing the way we socialize. As affordable third spaces disappear and young Canadians spend more time alone, are we facing a loneliness crisis fuelled by the cost of living? And what happens when we can no longer afford the everyday experiences that bring us together?

    Chapters:

    00:00 - Why Having Fun Got So Expensive
    00:49 - The Data Behind the Loneliness Epidemic
    03:10 - Rent, Wages & Skyrocketing Ticket Prices
    07:16 - Splurge Culture: Concerts vs. Real Life
    10:34 - What Happened to Cheap Hangout Spots?
    13:55 - How the Housing Crisis Killed Dinner Parties
    22:15 - The Rise of the "Alone Economy"
    25:17 - The Hidden Cost of Living Alone

    Research:

    NetNewsLedger - Funflation is raising concert, sports and streaming costs for Canadians:
    https://www.netnewsledger.com/2026/07/16/funflation-is-raising-concert-sports-and-streaming-costs-for-canadians/

    Bloomberg Opinion (Allison Schrager) - Why Bowl Together When You Can Scroll Alone? (Lucky Strike, league decline, third places):
    https://www.bloomberg.com/opinion/articles/2026-10-04/why-bowl-together-when-you-can-scroll-alone

    The Atlantic (Derek Thompson) - Why Americans Stopped Throwing Dinner Parties (42% to 12% hosting monthly):
    https://www.theatlantic.com/ideas/2026/10/americans-socialization-dinner-decline-hosting/688846/

    Pollstar - 2025 Year-End Business Analysis (average ticket $96.17 in 2019, $132.62 in 2025; stadium average $216.13, up 18.3%):
    https://news.pollstar.com/?p=1214179

    City of Toronto staff report (July 2026) - grassroots music venues: ~5% own their buildings, ~30 lost 2014 to pandemic, 50% property tax cut:
    https://www.toronto.ca/legdocs/mmis/2026/ec/bgrd/backgroundfile-289602.pdf

    Statistics Canada - Survey of Household Spending, 2023 (recreation $5,231; one-person households and shelter share):
    https://www150.statcan.gc.ca/n1/daily-quotidien/250521/dq250521a-eng.htm

    Statistics Canada - Time pressure and time spent with friends over the last 30 years:
    https://www150.statcan.gc.ca/n1/daily-quotidien/250617/dq250617d-eng.htm

    Canadian Press - Canadians spending less time with friends:
    https://www.ctvnews.ca/lifestyle/article/canadians-spending-less-time-with-friends-especially-those-of-working-age-statcan/

    Statistics Canada - Canadian Social Survey: Loneliness in Canada (2021):
    https://www150.statcan.gc.ca/n1/daily-quotidien/211124/dq211124e-eng.htm
    https://asiatimes.com/2026/09/asias-lonely-economy-of-one/

    Statistics Canada - Loneliness as a Quality of Life Framework indicator:
    https://www160.statcan.gc.ca/society-societe/loneliness-solitude-eng.htm

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
More Business News podcasts
About The Missing Middle Podcast
Welcome to the Missing Middle, a podcast about why the middle class in Canada is disappearing. We hope to help you understand why life is becoming unaffordable for so many in this country, and what can be done to reverse course.
Podcast website

Listen to The Missing Middle Podcast, Mornings with Simi and many other podcasts from around the world with the radio.net app

Get the free radio.net app

  • Stations and podcasts to bookmark
  • Stream via Wi-Fi or Bluetooth
  • Supports Carplay & Android Auto
  • Many other app features