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The Missing Middle Podcast

Cara Stern, Mike Moffatt, and Meredith Martin
The Missing Middle Podcast
Latest episode

217 episodes

  • The Missing Middle Podcast

    The "Empty Land" Myth: Why Canada Can’t Just Sprout New Cities

    2026-10-07 | 18 mins.
    In this episode of Classonomics, Sabrina Maddeaux and Mike Moffatt break down whether creating brand-new cities can actually solve Canada’s housing affordability crisis, how our metropolitan numbers compare globally, the failed history of planned-city experiments like Ontario's Townsend and Australia's Monarto, and why central planning can't replace the organic economic realities that make cities thrive.
    Chapters:
    00:00 Why Doesn’t Canada Build New Cities?
    01:23 Canada Is Already Creating New Cities
    03:10 Why Smaller Canadian Cities Are Growing Faster
    04:37 Does Canada Actually Need More Cities?
    09:20 Why Canada’s New City Plans Keep Failing
    14:20 Can the Free Market Create New Cities?
    16:20 Why Moving People Won’t Solve the Housing Crisis

    Research:
    UK New towns: https://en.wikipedia.org/wiki/New_towns_in_the_United_Kingdom

    Townsend:
    https://haldimandpress.com/townsend-the-metropolitan-city-that-never-was/

    Monarto:
    https://en.wikipedia.org/wiki/Monarto,_South_Australia

    Credits:
    Mike Moffatt https://twitter.com/MikePMoffatt
    https://bsky.app/profile/mikepmoffatt.bsky.social

    Sabrina Maddeaux https://x.com/SabrinaMaddeaux

    Meredith Martin 
    https://twitter.com/meredithmartin
    https://bsky.app/profile/meredithmartin.bsky.social

    Sean Foreman
    @seanegertonforeman
    https://bsky.app/profile/seanforeman.bsky.social

    Cara Stern https://x.com/carastern
    https://bsky.app/profile/carastern.bsky.social

    University Of Ottawa Co-op Student
    Francis Gabriel Carmona

    Funded by the Neptis Foundation https://neptis.org/
    Brought to you by the Missing Middle Initiative https://www.missingmiddleinitiative.ca/

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    What Happens When an Outsider Runs for Party Leader? | Eric Lombardi

    2026-10-06 | 59 mins.
    We often talk about how politics caters to seniors at the expense of young people, and that part of the cure is to get more young voices into politics.

    But what actually happens when a young outsider puts their name on the ballot for a major party leadership position?

    In this episode of Answer Period, former Ontario Liberal leadership candidate Eric Lombardi joins us for a candid conversation about his outsider campaign, navigating the tension between sound-bite politics and deep policy, and the double-edged sword of social media in modern campaigns. We'll dive into the harsh realities facing young political outsiders, what it truly takes to challenge the establishment, and key takeaways for the next generation of leaders looking to make a real impact.

    Credits:
    Mike Moffatt 
    https://twitter.com/MikePMoffatt
    https://bsky.app/profile/mikepmoffatt.bsky.social

    Cara Stern 
    https://x.com/carastern
    https://bsky.app/profile/carastern.bsky.social

    Meredith Martin 
    https://twitter.com/meredithmartin
    https://bsky.app/profile/meredithmartin.bsky.social

    Sean Foreman
    @seanegertonforeman
    https://bsky.app/profile/seanforeman.bsky.social

    Canadian Civil
    youtube.com/CanadianCivil

    Co-op Student
    Francis Gabriel Carmona

    Brought to you by the Missing Middle Initiative https://www.missingmiddleinitiative.ca/
    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    Is the Housing Crisis Radicalizing Young Voters?

    2026-10-02 | 22 mins.
    Housing affordability is increasingly shaping how young people think about politics, political parties, and the future of democracy.
    On this episode of DemograFix, Mike Moffatt and Cara Stern explore what research tells us about the relationship between the housing crisis and young people's political views across North America, Europe, Australia, and New Zealand.
    Does declining housing affordability deepen the divide between younger and older voters? Is it pushing young people away from centrist parties, or toward the left or right? And what happens when an entire generation starts to lose faith in its ability to ever own a home?
    Mike puts six statements about housing and politics to Cara, drawing on academic research and polling data to explore how housing affordability is reshaping political priorities, polarization, voter engagement, and the desire for homeownership.

    Chapters:
    00:00 Housing Affordability Is a Global Crisis
    01:26 Could the Housing Crisis Radicalize Young Voters?
    03:45 Is Housing Widening the Generational Political Divide?
    06:24 Is the Housing Crisis Polarizing Young Voters?
    10:12 Is Housing Pushing Young People Left or Right?
    13:11 How Housing Is Creating a New Class Divide
    17:12 Is the Housing Crisis Driving Political Disengagement?
    19:38 Do Young People Still Want to Own a Home?

    Research/links:
    The Dangerous Disillusionment of Young Canadians
    https://macleans.ca/politics/the-dangerous-disillusionment-of-young-canadians/
    How to lose friends and alienate people: The social and political consequences of Europe’s housing crisis: https://journals.sagepub.com/doi/full/10.1177/17816858241274918 
    Three inconvenient truths:How to stop housing radicalising the young and killing the political centre
    https://www.martenscentre.eu/wp-content/uploads/2025/10/5.pdf 
    Economy and Space piece
    https://pureadmin.qub.ac.uk/ws/files/241804034/0308518x211022363.pdf
    What drives support for large-scale housing reform?
    https://www.tandfonline.com/doi/full/10.1080/19491247.2026.2630075
    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    Bank of Canada’s Carolyn Rogers on Productivity, Trade-offs, and Housing

    2026-10-01 | 17 mins.
    Join us for an exclusive post-speech interview with Bank of Canada Senior Deputy Governor Carolyn Rogers following her address to the Greater Victoria Chamber of Commerce and CFA Society Victoria.

    In this conversation, Rogers sits down to unpack her frank speech on Canada's housing affordability dilemma. We discuss why interest rates are too blunt of a tool to fix housing, how Canada's heavy reliance on residential real estate impacts our national productivity, and what regulatory stress tests actually achieved versus what they couldn't fix. Plus, we dive into the trade-offs of measuring shelter costs in the CPI and what it will genuinely take to untangle the Canadian economy from the housing trap.

    Research:
    Canada’s housing market / Le marché canadien du logement
    https://www.youtube.com/watch?v=8C9jD5xQJdM

    Canada’s mortgage market—A question of balance Remarksby Carolyn Rogers at the Economic Club of Canada, November 6, 2024
    https://www.bankofcanada.ca/2024/11/canadas-mortgage-market-a-question-of-balance/

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
  • The Missing Middle Podcast

    Paying In, Locked Out: Why EI Fails Young People

    2026-09-30 | 22 mins.
    In this episode of Classonomics, Sabrina Maddeaux and Mike Moffatt examine how Canada’s outdated Employment Insurance model leaves young professionals and gig workers behind during record spikes in youth unemployment. They explore why current rules penalize urban renters, how maximum benefits fall short of basic living costs, and what practical policy reforms could fix the system for the modern workforce.

    Chapters:
    00:00 Canada’s EI System Wasn’t Built for Today’s Workers
    01:02 How Employment Insurance Became Outdated
    02:16 How EI Eligibility Actually Works
    03:10 Why Young Workers Are Falling Through the EI Gaps
    06:23 EI Doesn’t Cover Most Gig Workers
    07:38 The EI Rules That Punish Short-Term Jobs
    09:24 What Happens When EI Runs Out?
    11:11 Why Ottawa’s EI Fixes Aren’t Helping Young Workers
    15:03 EI Benefits Don’t Go Very Far in Toronto
    17:42 How We Could Actually Fix Employment Insurance

    Research:
    Statistics Canada - Employment Insurance Coverage Survey, 2024 (youth eligibility 50.3%, part-time 41.6%):
    https://www150.statcan.gc.ca/n1/daily-quotidien/251029/dq251029a-eng.htm
    Statistics Canada - Labour Force Survey, July 2026 (youth unemployment 12.6%):
    https://www150.statcan.gc.ca/n1/daily-quotidien/260807/dq260807a-eng.htm
    Service Canada - EI regular benefits eligibility and the qualifying period rule:
    https://www.canada.ca/en/services/benefits/ei/ei-regular-benefit/eligibility.html
    Service Canada - EI benefit amount (55%, $729 weekly max, $68,900 MIE for 2026):
    https://www.canada.ca/en/services/benefits/ei/ei-regular-benefit/benefit-amount.html
    ESDC Digest of Benefit Entitlement Principles - long-tenured worker definition and 20 extra weeks:
    https://www.canada.ca/en/employment-social-development/programs/ei/ei-list/reports/digest/chapter-1/extend-benefit-period.html
    ESDC - EI Monitoring and Assessment Report 2024-25, Chapter 2 (34.4% entitlement exhaustion rate):
    https://www.canada.ca/en/employment-social-development/programs/ei/ei-list/reports/monitoring2025/chapter2.html
    Canada Gazette SOR/2026-64 - 25.4% of unemployed were long-term unemployed in January 2026:
    https://gazette.gc.ca/rp-pr/p2/2026/2026-04-08/html/sor-dors64-eng.html
    Rentals.ca March 2026 Rent Report - Toronto one-bedroom asking rent $2,206:
    https://rentals.ca/blog/rentals-ca-march-2026-rent-report
    Statistics Canada - Experiences of self-employed workers in Canada, 2023:
    https://www150.statcan.gc.ca/n1/daily-quotidien/240603/dq240603b-eng.htm
    Canada Employment Insurance Commission - 2026 premium rate and $17.2B Operating Account deficit:
    https://www.canada.ca/en/employment-social-development/programs/ei/ei-list/reports/premium/rates2026.html
    ESDC - EI modernization consultations, Phase 2 What We Heard report (2022):
    https://www.canada.ca/en/employment-social-development/news/2022/09/government-of-canada-releases-report-on-phase-2-of-the-employment-insurance-modernization-consultations.html
    IRPP - Canada's EI Is Once Again Failing Its Stress Test (benefit exhaustion as the coverage driver):
    https://irpp.org/research-studies/ei-failing-stress/
    C.D. Howe Institute - Should gig workers be covered by the EI regime? (the case against):
    https://cdhowe.org/publication/providing-gig-workers-ei-no-easy-answer/

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Edited by Sean Foreman and Canadian Civil
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About The Missing Middle Podcast
Welcome to the Missing Middle, a podcast about why the middle class in Canada is disappearing. We hope to help you understand why life is becoming unaffordable for so many in this country, and what can be done to reverse course.
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