PodcastsBusiness NewsThe Missing Middle Podcast

The Missing Middle Podcast

Cara Stern, Mike Moffatt, and Meredith Martin
The Missing Middle Podcast
Latest episode

194 episodes

  • The Missing Middle Podcast

    Is the Temporary Foreign Worker Program Hurting Young People?

    2026-07-10 | 21 mins.
    When a business faces a labour shortage, the free market says they should raise wages. So why is Canada’s government stepping in to make labour cheaper instead?
    In this episode of The Missing Middle, Cara Stern and Mike Moffatt dive into how Canada's low-wage Temporary Foreign Worker (TFW) program and the explosion of international student work caps have completely disrupted the laws of supply and demand. As Canadian youth face historic unemployment rates, we break down how corporate lobbying and government policy created a cheat code that insulates businesses from capitalism, while pushing young workers off the first rung of the career ladder.
    From the housing crisis in Alberta's mountain tourist towns to Tim Hortons' recent PR scramble, we expose the loop of corporate reliance on exploitable temporary labor and ask: how do we let the market actually fix itself?
    Topics covered:
    Canada's rising youth unemployment rate
    The Temporary Foreign Worker Program explained
    How international student work rules affect the job market
    Why labour shortages don't always mean there aren't enough workers
    Seasonal jobs, tourism, and staff housing
    The economics of wages, supply, and demand
    Tim Hortons and the TFW controversy
    Policy solutions to improve opportunities for young Canadians
    #Canada #YouthUnemployment #TemporaryForeignWorkers #Jobs #CanadianEconomy #LabourMarket #Economics #Immigration #PublicPolicy #MissingMiddle

    Chapters:
    00:00 - The Free Market Myth in Canada
    01:24 - Gen Z vs. Gen X: The Youth Unemployment Crisis
    02:12 - Why Student Jobs Suddenly Vanished
    03:32 - How the TFW Program Ballooned Over 50 Years
    05:39 - The Corporate Lobbying Flipping Immigration Rules
    07:11 - Debunking the Alberta "Labour Shortage"
    09:47 - Why Canada Insulates Businesses From Capitalism
    11:11 - What "Dirty Dancing" Teaches Us About Seasonal Housing
    14:06 - The Dark Side of Temporary Work Regulations
    16:02 - Exposing Tim Hortons' "Local Hiring" PR Spin
    18:57 - How to Break the TFW Doom Loop

    Research/links:

    Tourist towns ‘desperate’ for workers in Alberta
    https://www.cp24.com/news/2026/03/28/i-have-to-find-at-least-35-people-before-june-1-worker-shortages-in-albertas-tourist-towns/
    Tim Hortons says it will hire locals, scale back temporary foreign workers
    https://globalnews.ca/news/11863474/tim-hortons-temporary-foreign-workers/
    Tim Hortons is Committed to Local Hiring Launching National Campaign to Hire 10,000 Local Team Members 
    https://www.news.timhortons.ca/en/articles/tim-hortons-is-committed-to-local-hiring-launching-national-camp
    Youth unemployment in Canada jumped 57% in 3 years, hitting levels previously unseen outside a recession
    https://thehub.ca/2026/05/07/canadas-youth-unemployment-jumped-57-in-3-years-hit-unprecedented-jobless-levels-outside-recession-by-2025/
    Youth unemployment in Canada near record highs since 2022; unprecedented levels outside of a recession
    https://www.fraserinstitute.org/studies/extraordinary-increase-youth-unemployment-canada
    https://www.fraserinstitute.org/sites/default/files/2026-04/extraordinary-increase-of-youth-unemployment-in-canada.pdf

    Temporary ForeignWorkers in Canada:Are They Really Filling Labour Shortages?
    https://cdhowe.org/wp-content/uploads/2024/04/commentary_407.pdf
    StatsCan: Drayton Valley statistical area sees lowest unemployment in Alberta at 4.9 per cent
    https://www.bigwestcountry.ca/2026/06/05/statscan-drayton-valley-statistical-area-sees-lowest-unemployment-in-alberta-at-4-9-per-cent/#:~:text=According%20to%20the%20latest%20Labour,5.3%20per%20cent%20in%20April
    Canada’s Temporary Foreign Worker Programs - The Canadian Encyclopedia
    https://thecanadianencyclopedia.ca/en/article/canadas-temporary-foreign-worker-programs
    Businesses face new limits on temporary foreign worker program
    https://www.cbc.ca/news/business/tfw-program-new-limits-1.7333777
    3 problems with the temporary foreign worker program and 3 possible fixes, according to experts
    https://www.cbc.ca/news/canada/calgary/temporary-foreign-worker-program-fixes-1.7633045

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Funded by the Neptis Foundation https://neptis.org/
  • The Missing Middle Podcast

    Why Return-to-Office Didn't Bring Canadians Back to Big Cities

    2026-07-08 | 19 mins.
    Why are so many young Canadian families leaving Toronto, Vancouver, and Montreal? Even after return-to-office mandates, the exodus from Canada's largest cities continues.
    In this episode of Classonomics, Mike Moffatt and Sabrina Maddeaux explore the data behind Canada's urban migration trends and debate why affordability isn't the only factor driving people away. They discuss housing costs, crime and public safety, mental health, community, urban planning, and whether government policies are making sprawl even worse.
    Topics covered:
    Why Canadians are leaving the GTA, Metro Vancouver, and Montreal
    Why return-to-office hasn't reversed the trend
    Housing affordability and the shortage of family-sized homes
    Crime, public safety, and quality of life in big cities
    Mental health, community, and life satisfaction
    Urban growth boundaries, the Greenbelt, and sprawl
    Why smaller cities are attracting young families
    What policymakers are getting wrong about housing and urban planning

    Subscribe for more conversations on housing, economics, public policy, and the future of Canada.

    Chapters: 
    00:00 The Great Canadian Family Exodus
    01:05 Mike's Biggest Prediction Miss
    03:05 Why Millennials Are Leaving Cities
    04:17 Is Toronto Becoming Too Chaotic?
    06:22 Does Crime Make Families Move?
    09:44 Are Small Towns Better for Mental Health?
    11:57 Why Community Matters More Than Ever
    14:32 It All Comes Back to Housing
    15:35 The Greenbelt's Unintended Consequences
    17:29 When Good Environmental Policy Goes Wrong
    18:40 The Case for Evidence-Based Policy

    Research/links:
    Housing is a large part of the story. The OECD has examined this:
    https://www.oecd.org/en/publications/2025/05/oecd-economic-surveys-canada-2025_ee18a269/full-report/improving-housing-affordability_3d430d2e.html
    As has Statistics Canada: https://www150.statcan.gc.ca/n1/daily-quotidien/241119/dq241119b-eng.htm 
    Remote Work and Employment Dynamics under COVID-19: Evidence from Canada
     https://pmc.ncbi.nlm.nih.gov/articles/PMC7971424/
    Upjohn Institute: https://www.upjohn.org/remote-works-quiet-impact-rural-communities
    C.D. Howe: https://cdhowe.org/publication/settling-new-normal-working-home-across-canada/ 
    Social ties and quality of life, including lower rates of depression: https://www150.statcan.gc.ca/n1/pub/75-006-x/2025002/article/00003-eng.htm 
    https://pubmed.ncbi.nlm.nih.gov/20376426/ 
    https://www.theglobeandmail.com/life/home-and-design/article-why-some-people-are-choosing-country-life-over-the-city/ 
    Though evidence is nuanced: https://www.cmaj.ca/content/184/17/E889 

    Crime and disorder:

    https://macdonaldlaurier.ca/urban-violent-crime-report-comparing-crime-across-canadian-cities-volume-2/
    https://www150.statcan.gc.ca/n1/pub/85-002-x/2025001/article/00005-eng.htm 
    McDonald-Laurier Report: https://macdonaldlaurier.ca/wp-content/uploads/2025/11/Urban-Violent-Crime-Report_Final.pdf 

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Funded by the Neptis Foundation https://neptis.org/
  • The Missing Middle Podcast

    From EI to Daycare: Navigating Parental Leave in Canada

    2026-07-03 | 17 mins.
    Thinking about taking parental leave in Canada?

    In this episode of DemograFix Cara Stern talks with Jasmine Steffler (from Walkable Parenthood and Oh The Urbanity!) about her experience navigating parental leave. From understanding benefits and income replacement to finding childcare, building community, and adjusting to life with a new baby, Cara and Jasmine know what it takes to grow a family in Canada.

    If you're expecting a child or planning a family, this conversation covers many of the practical questions parents have before taking leave:

    ✅ How parental leave and EI benefits work in Canada
    ✅ The difference between 12- and 18-month leave options
    ✅ Why Quebec's parental leave system is different
    ✅ How much income you can expect while on leave
    ✅ Finding daycare and understanding childcare costs
    ✅ Building community and avoiding isolation during leave
    ✅ Life with a baby in a walkable city without owning a car
    ✅ What we wish we knew before taking leave

    Chapters:

    00:00 Introduction to Canadian Parental Leave
    00:48 Understanding Parental Leave Policies
    02:29 Choosing the Length of Leave
    02:51 The Quebec Parental Insurance Plan vs. Other Provinces
    05:08 Navigating the Childcare System
    06:15 Financial Challenges and Income Replacement
    07:50 Walking and Cycling Without a Car
    10:19 Finding Community During Parental Leave
    12:50 Lessons Learned and Future Considerations
    15:55 Traveling with a Young Child
    16:49 Conclusion and Outro

    Research/links:
    The effect of leave policies on increasing fertility: a systematic review | Humanities and Social Sciences Communications 
    https://www.nature.com/articles/s41599-022-01270-w

    (PDF) Does Parental Leave Affect Fertility and Return-to-Work? Evidence from a "True Natural Experiment" 
    https://www.researchgate.net/publication/5135837_Does_Parental_Leave_Affect_Fertility_and_Return-to-Work_Evidence_from_a_True_Natural_Experiment

    The Daily — Fertility and baby names, 2024 
    https://www150.statcan.gc.ca/n1/daily-quotidien/250924/dq250924d-eng.htm

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Funded by the Neptis Foundation https://neptis.org/
  • The Missing Middle Podcast

    What We Love About Canada | Canada Day Special 2026

    2026-07-01 | 9 mins.
    Happy Canada Day!
    In this special Canada Day episode of The Missing Middle Podcast, the team takes a break from focusing on Canada's challenges to share what makes them optimistic about the country's future. From housing reforms and immigration to education, community, nature, and Canadian values, each member reflects on what they love most about Canada and why they remain hopeful.
    Topics covered:
    Housing reform and recent progress on zoning and development charges
    Canada's sense of community and belonging
    Education affordability and student experiences
    Immigration and Canada's multicultural identity
    Nature, cities, and public spaces
    Canadian humour, humility, and culture
    Canadian values, civic engagement, and democracy
    Why constructive criticism is a form of patriotism
    What gives Canadians reason for optimism heading into the future
    What makes you optimistic about Canada? Let us know in the comments below. 
    #CanadaDay #Canada #TheMissingMiddle #CanadaHousing #CanadianEconomy #CanadianValues

    Chapters:
    YouTube Chapters (8:52)
    00:00 Why We're Talking About Optimism This Canada Day
    00:40 Cara Stern: Summers, Housing & Reasons for Optimism
    01:43 Sean Foreman: Canada's Secret Weapon is Humour
    02:57 Kelly Hoban: An American's Perspective on Canada
    03:52 Meredith Martin: Nature, Immigration & Hope
    05:36 Sabrina Maddeaux: Canadian Values, Kindness & Common Sense
    07:48 Mike Moffatt: Why Criticism Is Patriotism

    Research/Links:
    A History of Tommy Thompson Park
    https://trca.ca/news/tommy-thompson-park-history/

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Funded by the Neptis Foundation https://neptis.org/
  • The Missing Middle Podcast

    Why Canada Stopped Building Homes for Families

    2026-06-26 | 24 mins.
    For years, Canada's housing strategy focused on increasing the number of housing units built. But even during periods of record apartment construction, family-sized homes became increasingly scarce.
    In this episode of the Demografix, Mike Moffatt and Cara Stern unpack a major problem hidden inside Canada's housing statistics: the country is building fewer family-sized homes than it did 20 years ago.
    Why are three-bedroom homes becoming so difficult to find? Why are developers building more small condos instead of homes for families? And how do zoning rules, development charges, land shortages, and housing policies shape what gets built?
    The conversation explores:
    • Why housing "units" and housing "homes" are not the same thing
    • The dramatic decline in single-detached homes, semis, and townhouses
    • Why family-sized condos remain rare and expensive
    • How rising land costs and government policies affect housing supply
    • The connection between housing affordability and Canada's falling birth rate
    • Why many young families are leaving major cities
    • Policy solutions that could help create more family-friendly housing
    If Canada wants cities that work for young families, workers, and future generations, we need to start measuring success by more than just the number of housing units built.
    Chapters:
    00:55 What Families Actually Need In A Home
    02:00 Why Three-Bedroom Apartments Are So Rare
    04:09 Why Condos Stop Making Sense For Families
    05:00 Canada Is Building Fewer Family-Sized Homes
    07:06 The Problem With Counting “Units” Instead Of Homes
    09:03 Who Shoebox Condos Actually Work For
    10:07 If Demand Is Strong, Why Aren’t Builders Responding?
    12:14 Why The GTA Builds Fewer Family Homes
    14:02 Urban Boundaries, Sprawl, And Long Commutes
    15:16 Taxes And Fees That Favor McMansions
    16:52 Why Developers Don’t Build Family-Sized Apartments
    18:28 Housing Costs, Birth Rates, And Families Leaving Cities
    22:05 How Canada Could Fix Family Housing

    Research/links:

    From Policy Gridlock to Housing Growth: A Roadmap for Gentle Density
    https://www.missingmiddleinitiative.ca/p/from-policy-gridlock-to-housing-growth 

    Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux
    Produced by Meredith Martin
    Funded by the Neptis Foundation https://neptis.org/
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About The Missing Middle Podcast
Welcome to the Missing Middle, a podcast about why the middle class in Canada is disappearing. We hope to help you understand why life is becoming unaffordable for so many in this country, and what can be done to reverse course.
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