CPP Myths, TFSA Mistakes, & Key Portfolio Moves Before the Next Crash | Retirement Unpacked by Parallel Wealth Ep. 1
In the first episode of Retirement Unpacked, Adam Bornn and Brett Martinson from Parallel Wealth answer real retirement questions from Canadians. We cover how CPP survivor benefits will work in 2025, explain the cash wedge strategy for creating reliable retirement income, and clear up common mistakes people make with TFSA contribution rules. We also discuss how to approach big purchases in retirement, what fee-based advisor models actually mean, and share practical RRIF and RRSP tips you can use right away.This episode is designed to help you avoid costly mistakes, understand your options, and feel more confident about your financial future.•••Timestamps00:00 Disclaimer 00:16 Host Intros 02:19 CPP Survivor Benefits 06:27 Cash Wedge Strategy 08:55 Big Purchases in Retirement 10:37 Stress-Testing Expenses 14:16 TFSA Catch-Up 16:25 CRA TFSA Numbers 20:05 TFSA Carry Forward & Withdrawals 22:55 TFSA Growth & Limits 25:51 Case study: Overbuilt Cash Wedge 30:38 Fee-Based vs Bundled Fees 34:16 What Am I Paying For? 40:07 RRIF to RRSP Tips42:34 Conclusion
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Teaser - Retirement Unpacked by Parallel Wealth
In this short trailer, Adam and Brett introduce Retirement Unpacked, a new podcast from Parallel Wealth. Together they share what’s ahead–tackling retirement questions Canadians face every day.
Retirement Unpacked is a weekly podcast by Parallel Wealth Financial Group. Our planners break down key retirement topics for Canadians—income strategies, tax planning, CPP, OAS, TFSAs, RRSPs, RRIFs, lifestyle choices, and estate planning. We answer real questions from YouTube, emails, and client conversations, giving you practical insights and strategies to retire with confidence, clarity, and peace of mind.
Join us each week as we unpack retirement together.
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