The Martin Lewis Podcast

Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties.
Martin gives his reaction to the Bank of England announcing just before we recorded that interest rates have remained unchanged at 3.75%.
We look at what has happened to Ofgems no standing charges tariff options promise.
This week’s Tell Us is what money rule do you follow now that you once thought pointless or over the top, and we’re joined by a special guest for that at the end of the pod.
Martin explains why he has written a letter urging the Scottish Government to improve their Power of Attorney system.
And Money Mastermind is on travel rights, but this week, Martin didn’t write the question!

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why do I pay interest even if I pay off my credit cards in full? Where’s the best place to save and invest for my young children who have pension income from my late husband? I’ve got two mortgages on my house, which should I overpay? What’s the best place for me to start a new pension aged 50? Plus, would Martin rather be locked in an empty shopping centre for 24 hours with 1000 snakes, or one angry gorilla? Listen to find out!
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s got a favourite marsupial, how many miles he could walk backwards, or have a very complicated question about your personal finances, email it to [email protected].

Bonus Podcast - Martin Lewis gives his advice for people on a Plan 2 Student Loan. With the Government freezing the repayment threshold he explains if you should overpay now (spoiler: for some yes, many no).
The pod features Martin speaking to Victoria Derbyshire about UK Chancellor Rachel Reeves's decision to freeze the student debt repayment threshold for three years and the experience of graduates paying interest on a Plan 2 student loan.
You can get in touch with the team by emailing [email protected] – make sure to send in your burning questions and any successes you’ve had following Martin’s advice!

Martin Lewis explains what we know about the product set to replace the Lifetime ISA, and what could happen to your LISAs and Help to Buy ISAs. Plus, Martin asks you if you think AI is good for consumers, you tell us when you’ve felt financially burned by a firm or product provider, because you took your eye off the ball, and does Adrian finally get a Money Mastermind question right? This week’s is on Section 75 protection, and you’ll have to listen to find out!
If you want to ask Martin a question, you can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his best dance move, if he’s scared of snakes, or have a very complicated question about your finances, email it to [email protected].

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I want to buy my first home, should I move money from my Help to Buy ISA to a LISA? Is it best to sell shares each year to use my annual capital gains tax allowance? Help! My broadband’s broken, what rights do I have to compensation? My phone contract’s been hiked, can I leave penalty free? Plus, you ask Martin his dream golf four ball.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know if he’s a still or sparkling person, his favourite suspension bridge, or have a very complicated question about your personal finances, email it to [email protected].