The Martin Lewis Podcast

This week, Martin Lewis answers your questions on one of the most important forms of financial protection: life insurance. He explains how to make sure your loved ones would be financially secure if the worst happened to you, who needs cover, who may not, and how to choose the right type of policy without paying more than necessary. Whether you have a mortgage, children, or other people who depend on your income, Martin shares practical guidance to help you decide what protection is right for your family.
Plus, Martin brings the latest on the car finance mis-selling scandal, explaining where claims currently stand, what key developments mean for consumers, and whether there's anything you should be doing now as the process continues to unfold.
And in this week's Mastermind, Martin puts Adrian to the test on the payments and financial commitments most likely to appear on your credit file.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: is there an alternative to the expensive lasting power of attorney? Should I overpay my Plan 2 student loan or my mortgage? Is AI advice on tax relief to be trusted? I’ve got £7,000 debt on a credit card from my wedding, how does a 0% balance transfer work so I don’t have to pay interest? What’s Martin’s favourite money-themed song? Plus, some of your help for our recent caller, Will, on how to build a credit score when you move to the UK.

If you want to ask Martin a question, you can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know if he’s milk first or last in a cup of tea, if he has another favourite podcast, or you have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Interest rates rose by 0.25% just as we started recording, so what happens next? Martin explains what the latest increase means for mortgages, savings and borrowing, and looks at where rates could be heading in the months ahead.
The big topic is ISAs. Following major Budget changes, Martin tackles the future of Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and the brand-new First Time Buyers ISA. With questions flooding in from listeners, he breaks down the new rules, explains when each type of ISA is likely to be right for you, and shares tips on how to make the most of your tax-free savings allowances.
Plus, Mastermind returns with a deep dive into how the new State Pension Tax Allowance works. Martin answers your questions, explains who is affected, and helps you understand what the changes could mean for your retirement income.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know which golf club he likes best, if he stands or walks on an escalator, or you have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Martin Lewis answers a listener's question about Lifetime ISAs (LISAs), explaining how they were affected by the Chancellor's Budget announcements. He breaks down how LISAs work, whether the government announcement affects first-time buyers or savers, and the key rules, bonuses, and withdrawal penalties to be aware of. He also looks at whether a LISA can be used as an alternative to a pension, how the government bonus works, and the key advantages and drawbacks of saving for retirement this way.

What does today's Budget really mean for your finances? Martin Lewis breaks down the announcements and omissions that could affect your wallet, from frozen income tax thresholds and student loans to Cash ISAs, savings tax and pensions. He also explores energy bills, standing charges, Lifetime ISAs, support for carers, mileage allowances and Warm Home help. Expect clear explanations, consumer-focused analysis and no political point-scoring, just the money facts that matter.