Stress Test

Tensions between Canada and the U.S. are at an all-time high, and some young Canadians are questioning whether they still want to invest so much of their money south of the border. We hear from a millennial investor who dramatically reduced his U.S. holdings. Then Rob Carrick and financial planner Aravind Sithamparapillai discuss the risks and potential benefits of scaling back U.S. investments, and what investors should weigh before making a change to their portfolios.



Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When are you ready to buy a home? To have a kid? To quit your day job and become your own boss? In 2026, financial milestones look different than they used to.
This season of Stress Test gets into the big money decisions Canadians are facing. We’ll look at whether the trade war is changing how people invest, why more Canadians are buying their first homes in their 40s and 50s, and how much money online influencers really make. Season thirteen of Stress Test launches October 14th wherever you get your podcasts.



Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Retirement can feel overwhelming when headlines insist you need millions before you can stop working. But is that actually true? In this episode, we hear from young Canadians with very different visions of life after work. Then retirement reporter Meera Raman sits down with financial planner Moira Rose Váně to challenge some of the biggest assumptions about retirement. Together, they explore why so many younger Canadians feel behind before they’ve even begun, and what a more realistic path to retirement can look like.

 

 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More than half of young Canadians say they’d want a prenup if they got married or entered a common-law relationship. But only a small share have actually signed one. So what’s stopping them? In this episode, we look at the gap between interest and action and why prenups may still be harder, pricer and more emotionally charged than many expect. 

We hear from a Toronto woman who says getting a prenup with her husband became the most difficult part of wedding planning. Then, Aimee Schalles, lawyer and co-founder of Jointly.ca, breaks down what could happen if you don’t have a prenup, why more young Canadians want them, and why so few actually sign.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For decades, there was a formula for homeownership. Buy something small, maybe a condo or a townhouse, watch its value rise, and then eventually move up to something bigger. But that formula is breaking down for many young Canadians. 

Today, we’re looking at what happens when an idea passed down through generations stops working when it's your turn. First, we hear from a Toronto homeowner who stretched far beyond her budget to skip the starter home altogether and buy a place she hopes to stay in long-term. Then, we meet a millennial who’s decided to rent and wait rather than make the jump into homeownership. And later, Rob speaks with Mike Moffatt, founding director of the Missing Middle Initiative, who explains why many young buyers are either stuck in small condos or skipping the first rung entirely and what today’s market means for people hoping to move up.

 

 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.