Raj Shamani's Figuring Out

• Where Should Indians Invest? FD vs Bonds vs Stocks vs Gold | Wint Wealth | FO404 Raj Shamani

  Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📺 Watch Figuring Out episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/playlist?list=PLE0Jo6NF_JYO5-phess8GKafKMtPv3tfZ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(00:00) – Intro(01:50) – India vs US(04:18) – How Much Money is Needed for Investment(08:15) – Active vs Passive Income(13:12) – FD vs Bonds(24:02) – Mutual Funds vs Gold(28:07) – Stocks vs Real Estate(38:37) – Rich Investing Secrets(41:31) – ChatGPT as a Financial Advisor(44:18) – Metro vs Non-Metro(52:34) – Can a Salaried Employee Become Rich in India?(58:08) – How Much Money is Enough in India?(01:00:12) – Avoid This Investment Mistake(01:05:40) – Bond Risks & Investment Secrets(01:12:45) – OutroIn today’s episode, we have Ajinkya Kulkarni, Co-founder & CEO of Wint Wealth, a platform making debt investments accessible for Indians. With years of experience in finance, Ajinkya shares practical insights on how to start investing, what mistakes to avoid, and how ordinary people can build wealth over time.We explore questions most people have about money: how much you need before investing, whether to focus on active or passive income, and the differences between FDs, bonds, stocks, gold, and real estate. Ajinkya explains how banks pay interest, why sure-shot returns are a red flag, and what role emergency funds and insurance play. In the last segment, he breaks down strategies for first-time investors, including where to put money across high, medium, and low-risk options, and shares advice for young professionals who want to double their income by upskilling. The conversation also explores whether a person from a low-income background in India can truly achieve financial independence, and how much wealth is required to achieve it. Subscribe for more such conversations!Follow Ajinkya Kulkarni Here:LinkedIn: https://www.linkedin.com/in/ajinkyamkulkarni/X: https://x.com/ajinkyamkul/Follow Wint Wealth Here:Instagram: https://www.instagram.com/wintwealthLinkedIn: https://www.linkedin.com/company/wintwealth⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

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• Billionaire’s Brain vs Your Brain: Morning Routine, Focus. Pain & Addiction | FO403 Raj Shamani

  Brain Fitness Score: https://form.jotform.com/232184893262057Limitless Brain Academy: https://www.limitlessbrainacademy.com/Guest Suggestion Form: ⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠📺 Watch Figuring Out episodes on YouTube: ⁠⁠⁠⁠https://youtube.com/playlist?list=PLE0Jo6NF_JYO5-phess8GKafKMtPv3tfZ⁠⁠⁠⁠Timestamps:(00:00) - Introduction(01:51) - Main brainwave types(05:40) - MOVERS(07:10) - Power of visualization(09:02) - Raj’s morning routine(11:17) - Body clock(13:21) - Layers of the brain(14:42) - Power of the frontal cortex(18:02) - How to make the brain strong(24:23) - How to improve the brain’s alpha waves(29:43) - How to improve beta waves(30:41) - Sleep chronotypes(37:03) - How to activate 100% of brain power(47:35) - Brains of top performers(52:28) - A billionaire's brain(56:56) - How to break procrastination(59:59) - How to rewire the brain(1:02:30) - Men’s vs. women’s brains(1:11:20) - How to recover from pain(1:18:00) - How to fix migraines(1:18:54) - What to do when feeling low(1:22:12) - Addiction in humans(1:26:52) - What negative self-talk does to the brain(1:31:24) - Aura photography(1:34:30) - Conclusion(1:35:01) - Raj’s brain scan(1:44:18) - OutroIn today’s episode, we have Dr. Sweta Adatia (MBBS, MD, DNB Neurology, FACP USA, MBA Cambridge), a leading neurologist, global author, and founder of Limitless Brain Lab. With years of experience in brain science and healthcare leadership, she explains how our thoughts, habits, and mindset directly shape the way our brain functions and our ability to live a stress-free, successful life.We discuss how negative thoughts impact the brain, the daily habits that make it stronger, and what to do when you feel drained, anxious, or overwhelmed. Dr. Adatia shares practical techniques to control anxiety, crying, and emotional breakdowns, while also explaining concepts like neuro manifestation and the differences between men’s and women’s brains in handling stress.In the last segment, she sheds light on unique topics like aura photography, how billionaires train their minds differently, and simple ways to rewire the brain for tough tasks. It’s a conversation packed with insights into mental strength and brain health. Subscribe for more such conversations!Follow Dr Sweta Adatia here:Instagram: https://www.instagram.com/drsweta.adatiaWebsite: https://www.drswetaadatia.com/About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More, Follow Raj Shamani On ⤵︎Instagram @RajShamani: ⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠X @RajShamani: ⁠⁠⁠⁠https://x.com/rajshamani⁠⁠⁠⁠Facebook @ShamaniRaj: ⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠LinkedIn - Raj Shamani: ⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/

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• Skincare Trends EXPOSED! Lip Care, Gua Sha, SPF & Tanning | Dr. Madhuri Agarwal | FO402 Raj Shamani

  Guest Suggestion Form: https://forms.gle/bnaeY3FpoFU9ZjA47Disclaimer: This video is intended solely for educational purposes, and opinions shared by the guest are her personal views. We do not intend to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help the audience make informed choices.Order 'Build, Don't Talk' (in English) here: https://amzn.eu/d/eCfijRuOrder 'Build Don't Talk' (in Hindi) here: https://amzn.eu/d/4wZISO0Follow Our Whatsapp Channel: https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2JSubscribe To Our Other YouTube Channels:-https://www.youtube.com/@rajshamaniclipshttps://www.youtube.com/@RajShamani.Shorts(00:00) – Introduction(02:14) – What Healthy Skin Says About You(09:20) – Microneedling Explained(11:25) – Skincare in Your 30s, 40s & 50s(15:14) – The Truth About Collagen(17:15) – Masks, Sensitive Skin & The Toothpaste Effect(22:05) – Lip Sunscreen & Dark Lips(24:47) – Why We Tan & The Creams That Work(28:08) – Foot Creams: Do They Really Matter?(30:54) – Trending Skincare Ingredients You Should Know(33:33) – 3 Skincare Combinations You Should Never Try(35:32) – Regenerative Medicine & DNA-Based Skincare(38:33) – Korean Skincare vs Indian Skin(40:00) – The Reality of Expensive Skincare Products(42:41) – Plant-Based Ingredients & Oils(45:14) – Face Serum vs Face Cream: What’s the Difference?(49:45) – Skincare Overload: Doing Too Much(52:06) – The Most Misunderstood Thing About Skin(54:22) – Closing Thoughts(54:25) – Behind The Scenes(54:46) – OutroIn our eighth episode of our special series with sensitive skin expert Cetaphil, we have Dr. Madhuri (M.D. Skin & V.D., D.D.V. Mumbai), an experienced dermatologist and cosmetologist who has worked extensively on skin health, treatments, and anti-aging solutions. She talks about India’s obsession with fairness, explains how dermatologists classify skin shades, and clears myths around tanning, marriage-related pressures, and what “fairness” really means in medical terms.We discuss treatments like skin lightening, peeling, micro-needling, and the rising popularity of Korean skincare. Dr. Madhuri shares the real differences between creams, serums, and oils, why certain marketing trends like rice water toners or coffee scrubs aren’t always effective, and how good skincare habits can directly boost self-esteem. She also talks about anti-aging, collagen products, sunscreen myths, and common mistakes people make at different ages.Towards the end, she discusses trending ingredients like niacinamide and ceramides, how to layer actives safely, and the quick fixes celebrities often use. She also sheds light on future trends such as DNA-based skincare, regenerative medicine, and advanced treatments like mandelic acid. Subscribe for more such conversations!Follow Dr. Madhuri Agarwal Here:Instagram: https://www.instagram.com/dr_madhuriagarwal/Follow Cetaphil Here: Instagram: https://www.instagram.com/cetaphil_india/YouTube: www.youtube.com/@UCLyDt3WdxLnnzElXQiv2vVw LinkedIn: https://www.linkedin.com/company/cetaphilskincare/About Raj ShamaniRaj Shamani is an Entrepreneur at heart, which explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamanihttps://www.instagram.com/rajshamani/Twitter @RajShamanihttps://twitter.com/rajshamaniFacebook @ShamaniRajhttps://www.facebook.com/shamanirajLinkedIn - Raj Shamanihttps://www.linkedin.com/in/rajshamani/#Podcast #FiguringOut #RajShamani #skincare #skincareroutine #skincaretips #cetaphil #glasskin #skin #korean

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• Life of S*x Workers: Prostitution, Human Trafficking & Forced S*x | Gitanjali | FO401 Raj Shamani

  Website: https://www.kat-katha.org/Milaap Donation: https://milaap.org/fundraisers/support-kat-katha-2Bank Account Details:Beneficiary Name - KAT KATHAAccount Number - 013694600000487Bank and Branch Address - YES BANK, Ground and Mezzanine Floor, 56 Janpath, Alps Building, Connaught Place, New Delhi 110001IFSC Code - YESB0000136PAN CARD - AACAK1910EGuest Suggestion Form: ⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠📺 Watch Figuring Out episodes on YouTube: ⁠⁠⁠⁠https://youtube.com/playlist?list=PLE0Jo6NF_JYO5-phess8GKafKMtPv3tfZ⁠⁠⁠⁠Timestamps:(00:00) – Introduction(02:43) – The incident that broke her completely(06:42) – Are we really empowered?(09:56) – How to know if someone is being forced(11:41) – The most inhuman acts by humans(14:27) – Can’t they be rescued?(19:13) – How society treats their kids(21:21) – How women get trapped in brothels(28:05) – Why they are unable to leave brothels(33:30) – Why people visit red-light areas(38:56) – Top regions and cities(42:10) – The brutal truth about red-light areas(56:03) – A day in the life inside red-light areas(1:03:35) – The brutal reality(1:10:00) – The solution to end this(1:16:09) – Behind the scenes(1:17:06) – OutroIn today’s episode, we have Gitanjali Babbar, the founder and director of Kat-Katha Foundation, an organisation dedicated to supporting women living and working in Delhi’s red-light areas. Gitanjali has spent years working on the ground, listening to the unheard voices of sex workers, and building initiatives to create real change in their lives. She reveals eye-opening truths we don’t see, but need to understand.We discuss her experiences with the women trapped inside the red light areas, the brutal realities that women face, and the broken systems that trap them. From stories of violence and coercion to the myths society believes about consent and choice, Gitanjali explains how deeply rooted the problem is. In the last segment, she shares some of the most disturbing stories she has witnessed, the fear that keeps women from escaping, and how the cycle of exploitation continues generation after generation. She also opens up about what it will really take to bring change and the lessons her work at Kat-Katha has taught her.Subscribe for more such conversations!Follow Gitanjali Babbar here:LinkedIn: https://in.linkedin.com/in/gitanjali-babbarFacebook: https://www.facebook.com/gitanjali.babbarInstagram: https://www.instagram.com/gitanjali.babbar⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani: ⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠Twitter @RajShamani: ⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠Facebook @ShamaniRaj: ⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠LinkedIn - Raj Shamani: ⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/

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• Digital India: Aadhaar Card, DigiLocker, China, Hacking & Business Opportunity - Suresh Sethi | FO400 Raj Shamani

  Guest Suggestion Form: ⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠https://amzn.eu/d/eCfijRu⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠https://amzn.eu/d/4wZISO0⁠⁠Follow Our Whatsapp Channel: ⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠📺 Watch Figuring Out episodes on YouTube: ⁠⁠https://youtube.com/playlist?list=PLE0Jo6NF_JYO5-phess8GKafKMtPv3tfZ⁠⁠Timestamps:(00:00) – Intro(02:17) – India Post vs Digital Infra(07:20) – Will Privatisation Speed Up India?(11:50) – What is Protean?(13:26) – Journey & Covid Challenges(29:00) – Protean’s Vision Ahead(30:53) – Is DigiYatra Really Safe?(34:57) – Can We Trust DigiLocker?(35:56) – Why Aadhaar Matters(38:43) – Aadhaar After Death?(39:57) – Why Protean Can’t Be Hacked + DEMAT(44:18) – Sectors That Must Go Digital(47:48) – Doing Business: India vs Africa(56:40) – Biggest Opportunities in Developing Nations(58:20) – Final Thoughts(58:48) – BTS(59:27) – OutroIn today’s episode, we have Suresh Sethi, Managing Director & CEO of Protean eGov Technologies Limited. With decades of experience in digital infrastructure and governance, he has played a key role in building systems like DigiLocker, Aadhaar services, and DigiYatra. In this conversation, he talks about how India is creating inclusive digital solutions that reach millions, and what makes our approach different from countries like the US and China.We discuss the transformation of India Post, the role of digital identity, and how data privacy is being shaped by the new DPDP Act. Sethi explains how DigiLocker actually works, whether Aadhaar data is safe, and the systems that prevent fraud. The conversation also touches on digital elections, global comparisons, and how countries like Africa mirror India’s journey in adopting technology.In the last segment, he talks about spotting entrepreneurial opportunities in developing economies, why local connection matters for any organisation, and which sectors still hold massive potential for digital disruption. It’s an inside look at how India is building trust, scale, and innovation for the future. Subscribe for more such conversations!Follow Suresh Sethi Here:LinkedIn: https://www.linkedin.com/in/sureshsethi/Follow Protean eGov Technologies Ltd Here:YouTube: https://www.youtube.com/@proteanegovtechnologiesLinkedIn: https://www.linkedin.com/company/proteantech/Instagram: https://www.instagram.com/proteantechnologies/Facebook: https://www.facebook.com/ProteanTechnologiesX: https://x.com/ProteanEgovTech⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani: ⁠⁠https://www.instagram.com/rajshamani/⁠⁠Twitter @RajShamani: ⁠⁠https://twitter.com/rajshamani⁠⁠Facebook @ShamaniRaj: ⁠⁠https://www.facebook.com/shamaniraj⁠⁠LinkedIn - Raj Shamani: ⁠⁠https://www.linkedin.com/in/rajshamani/

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