Money Guy Show

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Want to build wealth faster without taking unnecessary risks? Brian and Bo break down seven financial "cheat codes" that can dramatically improve your long-term finances—from maximizing your 401(k) employer match and automating investments to optimizing your HSA, using a Backdoor Roth IRA, tax-loss harvesting, and following the Financial Order of Operations. These aren't gimmicks—they're proven wealth-building strategies that many investors overlook. Whether you're just getting started or optimizing your financial plan, these money moves can help you avoid costly mistakes and make every dollar work harder.

Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
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Can you enjoy your money today without sacrificing your future? In this episode, Brian and Bo break down Die With Zero by Bill Perkins, one of the most talked-about personal finance books in recent years. They explain the philosophy behind memory dividends, time buckets, giving while living, and retirement spending while also discussing the risks of under-saving, longevity uncertainty, healthcare costs, market volatility, and the incredible power of compound growth. If you're wondering how to balance investing, retirement planning, financial independence, and living a meaningful life today, this conversation offers a thoughtful framework for making smarter money decisions without losing sight of your future.

⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Quinton (26) and Victoria (27) have built an incredible $883,000 net worth before age 30, including nearly half a million dollars in crypto. But with a new baby, ambitious financial goals, and a savings rate most investors can only dream of, Brian and Bo explore whether they're building wealth the right way—or sacrificing too much along the journey. From Bitcoin and Roth IRAs to homeownership, financial independence, money mindset, and finding balance between saving and living, this episode is packed with lessons for anyone serious about investing, retirement planning, and building long-term wealth.

⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to build wealth but don't know where to start? Brian and Bo walk through the complete personal finance roadmap—from budgeting, emergency funds, employer matches, Roth IRAs, HSAs, investing, debt payoff, and retirement planning to the Financial Order of Operations (The FOO!). Whether you're just starting your financial journey or trying to optimize your money decisions, this step-by-step guide shows you what to do with every dollar so you can build long-term wealth with confidence.

Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying a house in 2026 is more challenging than ever—but how much income do you actually need? Brian and Rebie compare The Money Guy's home buying rule against Dave Ramsey's mortgage guideline using real-world numbers at every major price point. Learn how mortgage length, housing costs, down payments, affordability, and income requirements impact one of the biggest financial decisions you'll ever make. Whether you're a first-time homebuyer, deciding between renting vs. buying, or planning your next move, this breakdown explains the math behind smart homeownership without the hype.

You'll also see why home affordability has changed dramatically, how mortgage payments compare across different price ranges, and why buying a home isn't just a math equation. We'll also show you our Home Buying Calculator so you can customize the numbers for your own financial situation.

⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Learn more about your ad choices. Visit megaphone.fm/adchoices