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Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network
Smart Money Happy Hour with Rachel Cruze and George Kamel
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197 episodes

  • Smart Money Happy Hour with Rachel Cruze and George Kamel

    Ick or Sick: We Judge People’s Financial Drama

    2026-06-04 | 47 mins.
    💵 Create a free budget and find more margin with EveryDollar.

     

    When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about your financial habits using the latest Gen Z buzzwords.

     

    Next Steps:

    ·   🎙️ Catch our episode Judging People Based on How They Spend Their Money.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·       Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Cherry Basil Smash

    Recipe by: BevsByBeverly

    ·   6 pitted cherries 

    ·   3 basil leaves

    ·   .75 ounces fresh lime juice 

    ·   1 ounce simple syrup

    ·   2 ounces gin

    ·   1 ounce soda water 

     

    Instructions: Start by adding cherries, lime juice, and simple syrup to a cocktail shaker, and muddle to release as much of the juice from the fruit as possible. Add basil leaves and gently press. Pour in gin and fill with ice. Shake until cold, then pour into a glass. Top off with ice, soda water, and garnish. 

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

     

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  • Smart Money Happy Hour with Rachel Cruze and George Kamel

    Rage-Baiting Ourselves With America’s Shocking Home Prices

    2026-05-28 | 1h 1 mins.
    🏡 Get organized to buy or sell your home with our Real Estate Home Base.

     

    If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s episode is a must! Plus, Rachel’s husband Winston is here to join the fun and share his real estate expertise.

     

    Next Steps:

    ·   🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

    ·   💵 Create a free budget and find more margin with EveryDollar.

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Ranch Water

    Recipe by: Liquor.com

    ·   1 1/2 ounces blanco tequila

    ·   1/2 ounce fresh lime juice

    ·   6 ounces Topo Chico

     

    Instructions: Add all ingredients to a highball glass filled with ice, gently stir to combine. Garnish with a lime wedge.

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Smart Money Happy Hour with Rachel Cruze and George Kamel

    Financial Gaslighting (It’s More Common Than You Think!)

    2026-05-21 | 49 mins.
    📈 Don’t know where to start with investing? Check out our free Complete Guide to Investing!

     

    Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us debunk the toxic communication trap that’s keeping you from building wealth.

     

    Next Steps:

    ·   🎙️ Catch our episode Love and Money: Financial Decisions People Immediately Regret.

    ·  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·  📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

    ·  💵 Create a free budget and find more margin with EveryDollar.

    ·  💻 Watch more of the Rick’s Boats episode.

    ·  🛳️ Watch this call we took on The Ramsey Show.

     

    Connect With Our Sponsors:

    ·       Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Mango Mojito Mocktail

    Recipe by Shivani Loves Food

    ·      1 ripe mango

    ·      2 fresh limes

    ·      2 tablespoons mint leaves

    ·      3 tablespoons granulated sugar

    ·      2 cups sparkling water

     

    Instructions:


    Prepare the simple syrup: Add 3 tablespoons sugar and 3 tablespoons boiling water to a small saucepan over low-medium heat. Cook until the sugar has dissolved and the syrup is just starting to bubble, stirring frequently. Set aside to cool.


    Peel the mango and add the flesh to the jug of a blender. Juice one of the limes and add the juice to the blender.


    Blend the mango and lime juice into a smooth puree. You may wish to strain the puree if it has any lumps.


    Slice the other lime into wedges and add the wedges to a large jug along with the mint leaves. Use a muddler or the back of a wooden spoon to crush the limes and mint to release their flavors.


    Add the mango puree to the jug along with the simple syrup—I recommend starting with a small amount of simple syrup (1 tablespoon) and adding more later if desired.


    Top up the jug with sparkling water and give it a stir. Taste the mango mocktail and add more lime, mint or simple syrup if desired.


    Serve the mango mojito mocktails over ice and garnished with extra mint and lime. Enjoy!

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Smart Money Happy Hour with Rachel Cruze and George Kamel

    Roasting the Latest Financial and Social Fads (Here to Stay?)

    2026-05-14 | 46 mins.
    ❓Have a money question? Ask Ramsey is here to help!

     

    The trend pendulum never stops swinging. Today, we’re unpacking financial and lifestyle fads that we’ve seen before . . . and we’ll probably see again in another ten years.  

     

    Next Steps:

    ·   🎙️ Catch our episode Ranking the Worst Financial Habits (and Admitting Our Guilt)

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

    ·   💵 Create a free budget and find more margin with EveryDollar.

     

    Connect With Our Sponsors:

    ·       Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🧊 Cold Brew Cocktail 

    Recipe by: Cocktails

    ·      1.5 ounces vodka

    ·      0.5 ounce simple syrup

    ·      0.5 ounce coffee liqueur

    ·      cold brew

    ·      1/4 cup heavy cream

    ·      1 teaspoon caramel sauce

     

    Instructions: Add vodka, simple syrup, coffee liqueur, and cold brew to a glass filled with ice. Froth the heavy cream and caramel sauce to create a cold foam. Gently pour cold foam on top of ice. Serve immediately.

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Smart Money Happy Hour with Rachel Cruze and George Kamel

    Reacting to Outrageously Bougie Celebrity Homes

    2026-05-07 | 43 mins.
    🏡 Get organized to buy or sell your home with our Real Estate Home Base.

     

    Welcome to our crib! Today we’re peeking into “The Fabulous Life” behind the bougiest real estate in America. From luxury celebrity homes to billionaires in Nebraska—you don’t want to miss this.

     

    Next Steps:

    ·   🎙️ Catch our episode Answering Your Top Housing Questions

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

    ·   💵 Create a free budget and find more margin with EveryDollar.

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Purple Rain      

    Recipe by: Art of Drinks

    ·   1.5 ounces of vodka

    ·   1 ounce of blue curaçao

    ·   2 ounces of cranberry juice

    ·  2 ounces of pineapple juice

     

    Instructions: In a cocktail shaker, combine the vodka, blue curaçao, cranberry juice, and pineapple juice. Fill the shaker with ice and give it a good shake for about 15 seconds.Strain the cocktail into a chilled glass filled with ice.

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy
    Learn more about your ad choices. Visit megaphone.fm/adchoices
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About Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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