Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cru...
🍸 Check out more episodes of Smart Money Happy Hour
Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything.
Rachel and George’s Gift Guide:
Wine and Cocktail Lovers
Cocktail shaker that doesn’t freeze your hands
Vintage cocktail book
People Who Love to Cook
Meat chopper
Citrus squeezer
Tech and Gadget Lovers
Cordless phone charger
Extended-length phone charger cable
Kids
Digital camera
Parents/Grandparents
Neck fan
Foot spa
Massage gun
DeleteMe
Spouse
Coffee subscription
Flower delivery
White Elephant/Dirty Santa
Milk frother
Wine decanter
“Take the Hint” Gifts
Apple AirTag
Rachel’s favorite self-help book: The Anxious Generation by Jonathan Haidt
Ramsey Solutions official store (Black Friday deals)
For the One Who Has It All
Customized sign/art
Cozy Earth products (Use code SMARTMONEY for exclusive discount up to 45% off)
Today’s Happy Hour Special: 🍷 Red Sans-Gria
Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be
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36:31
Do DINKs Have More Fun (and Money)?
💵 Start your free budget today. Download the EveryDollar app!
Carefree (and kid-free) travel isn’t the only reason DINKs are living their best life. In this episode, Rachel and George get real about the cost of kids and how to know if you’re ready.
Next Steps:
· 🎥 Watch our video Why Fewer People Are Having Kids Today.
· 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsor:
· 🔒 Get 20% off when you join DeleteMe.
Today’s Happy Hour Special: 🍸 Isn’t She Lovely?
Recipe: Imbibe
· 1 1/2 ounces vodka
· 3/4 ounce fresh grapefruit juice
· 1/2 ounce lemon juice
· 1/2 ounce elderflower liqueur
· 1/2 ounce blanc vermouth
· 1/4 simple syrup
· 1 ounce club soda
Instructions: Combine all the ingredients except the club soda in a shaker with ice. Shake until chilled, then strain into a collins glass over fresh ice. Top with club soda, and enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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40:41
25 Life-Changing Tech Purchases You Need to Try
💵 Start your free budget today. Download the EveryDollar app!
“Alexa, set a timer for tomorrow at 8 a.m. Alexa, turn the thermostat to 70 degrees. Alexa, can you make my budget?” Okay, maybe that last one is a stretch, but modern conveniences can be truly life changing. Find out Rachel’s and George’s take on what technology is worth the hype.
Next Steps:
· 🎥 Watch our video “‘Harmless’ Purchases That Drain Your Bank Account”
· 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
· 🔒 Get 20% off when you join DeleteMe
· 🌿 Get up to 40% off at Cozy Earth with code Smart Money
Today’s Happy Hour Special: 🥃 Cinnamon-Spiced Orange and Thyme Mocktail
Recipe: Pick Up Limes
· 1/2 cup water
· 1/4 cup maple syrup
· 4 sprigs fresh thyme
· 1/2 teaspoon ground cinnamon
· 2 tablespoons freshly grated ginger
· 1/2 lemon, juiced
· 2 cups ice cubes
· 2 cups orange juice
· 2 cups ginger ale
Instructions: Add water, maple syrup, thyme sprigs and cinnamon to a small pan and simmer. Reduce heat to low and let it steep for about 3 minutes. Then let it cool to room temperature. Fill a shaker or mason jar halfway with ice cubes and strain in thyme syrup. Add grated ginger and lemon juice. Shake well. Strain contents from shaker over ice cubes, and add orange juice and ginger ale. Enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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42:14
Reacting to People’s Money Fails (So You Can Feel Better)
💵 Start your free budget today. Download the EveryDollar app!
Okay, so maybe you get a little carried away at Bath and Body Works, but at least you risk your financial future on a perm and hair products. In this episode, Rachel and George react to hilarious money fails you found on Reddit.
Next Steps:
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe
Today’s Happy Hour Special: 🍸 Illegal Cocktail
Recipe: Cocktail Society
Ingredients:
1 ounce Mezcal
½ ounce White rum
½ ounce Falernum
1 barspoon Luxardo
¾ ounce lime
½ ounce simple syrup
1 egg white
Instructions: Add all ingredients to a cocktail shaker with plenty of ice. Shake until the drink is well-chilled and strain the cocktail into a glass, enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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38:34
Are These Money Fears Rational?
💵 Start your free budget today. Download the EveryDollar app!
Today we’re setting the chrometophobes who haven’t been on a vacation since 2004 free! In this episode, Rachel and George are calling out the irrational money fears keeping you stuck—plus how you can overcome them.
Next Steps:
· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
· 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SMART MONEY.
Today’s Happy Hour Special: 🍺 Butterbeer Old Fashioned
Recipe: The G&M Kitchen
Ingredients:
· 1 12-ounce bottle cream soda
· 1/4 cup butterscotch topping
· 1 1/2 ounces bourbon
· 1 dash black walnut bitters
· 1 ounce heavy whipping cream
· Ice
Instructions: Heat the cream soda in a small pot for 5–10 minutes. Remove from heat and stir in the butterscotch topping. Let cool. Add the bourbon, 1 ounce of the cream soda mixture, and a dash of walnut bitters to a rocks glass with ice. Stir to combine. Add whipping cream to a cocktail shaker and shake until thickened. Pour the cream on top of the cocktail and enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 The EntreLeadership Podcast
Ramsey Solutions Privacy Policy
About Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Listen to Smart Money Happy Hour with Rachel Cruze and George Kamel, The Prof G Pod with Scott Galloway and many other podcasts from around the world with the radio.net app