398 episodes
The Social Security MISTAKE That Could Cost You BIG ! With Russ Gaiser & Mike Hoeflich
2026-08-20 | 51 mins.ARE YOU MAKING A SIX-FIGURE SOCIAL SECURITY MISTAKE? 💰
Most Americans spend decades building their retirement, but one Social Security decision could impact their income for the rest of their lives.
On this powerful episode of the Vertical Momentum Resiliency Podcast, I sit down with Social Security experts Russ Gaiser, CFP®, CSSCS®, MBA, and Mike Hoeflich, MBA, M.Ed, CSSCS®, CLTC®, co-founders of Retirement Income Headquarters of America and authors of the #1 Amazon bestseller Beyond Break Even: The Essential Guide to Social Security Optimization.
Russ and Mike challenge the traditional question of “When will I break even?” and reveal why Social Security needs to be considered as part of your entire retirement strategy.
We talk about:
🔥 Why claiming Social Security at the wrong time can have lifelong consequences
🔥 Why the traditional “break-even” calculation may not tell the whole story
🔥 How taxes, inflation and longevity can change your retirement equation
🔥 Why married couples need to think about spousal AND survivor benefits
🔥 How Social Security can work alongside your investments and retirement income
🔥 Why protecting the surviving spouse should be part of the conversation
🔥 How smarter planning today can potentially protect more of the wealth you’ve spent a lifetime building
You may only get one shot at making one of the biggest financial decisions of your retirement.
Make it an educated one.
If you’re approaching retirement, or you have parents, friends or family members who are, this is an episode you need to hear and SHARE.
🎧 Listen now.
📲 Subscribe to the Vertical Momentum Resiliency Podcast.
♻️ Share this episode with someone preparing for retirement.
Don’t just retire.
Retire with a PLAN.
To Get Their Amazing Book 📖 https://www.amazon.com/Beyond-Break-Even-Essential-Optimization/dp/B0DS65548V
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#SocialSecurity #RetirementPlanning #RetirementIncome- 🐾 They Rescue Dogs.
They Save Heroes. | Brian Reyngoudt | Operation K9 Beethoven
What happens when you rescue a dog… and that dog rescues a veteran right back?
In this unforgettable episode of the Vertical Momentum Resiliency Podcast, Richard Kaufman sits down with Brian Reyngoudt, Co-Founder and Vice President of Operation K9 Beethoven, a nonprofit on a mission to restore hope to veterans and first responders living with PTSD, depression, anxiety, and the invisible wounds of service.
Brian’s passion for serving the military community was inspired in part by his father, a three-time Purple Heart recipient, and has become a lifelong mission of helping veterans “one paw at a time.”
Operation K9 Beethoven doesn’t just train service dogs, they rescue dogs from shelters and pair them with veterans at no cost, creating life-changing partnerships that give both the veteran and the dog a second chance.
Every service dog is matched, trained, and sent home with everything needed to succeed, from a service vest to food, bedding, toys, and more.
The organization also brings comfort into veterans’ homes, hospitals, schools, and rehabilitation centers through its therapy dog program.
During this powerful conversation, Brian shares:
🐕 Why a service dog can be life-changing for someone living with PTSD.
🇺🇸 The inspiring story behind Operation K9 Beethoven.
❤️ How rescued shelter dogs become highly trained psychiatric service dogs.
💪 Why purpose, compassion, and community are essential to healing.
🌎 How every listener can help save both veterans and rescue dogs.
This episode is a moving reminder that healing doesn’t always come through words.
Sometimes, it arrives with four paws, unconditional love, and a wagging tail.
🎙️ If you believe no veteran should fight their battles alone, this is an episode you cannot afford to miss.
👉 Subscribe to the Vertical Momentum Resiliency Podcast, share this episode with someone who needs hope, and visit Operation K9 Beethoven to learn how you can donate, volunteer, sponsor a service dog, or apply for assistance.
Together, we can continue helping our heroes, one paw at a time.
#ServiceDogs
#VeteranSupport
#PTSDAwareness - What if the story you’ve been telling yourself is the very thing holding you back?
In this unforgettable episode of the Vertical Momentum Podcast, I sit down with military veteran, certified leadership coach, author, and host of The Unshakable Life Podcast, Jim Burgoon, to discuss his powerful new book, Tell a Better Story.
Jim shares how he overcame childhood trauma, complex PTSD, devastating loss, burnout, and limiting beliefs to discover a life built on truth, resilience, faith, and purpose, not the lies of his past.
Together, we dive deep into leadership, identity, healing, and how rewriting your internal story can completely transform your future.
If you’re ready to stop letting your past define your future and start living the life you were created for, this conversation is for you.
Subscribe to the Vertical Momentum Podcast, leave a review, share this episode with someone who needs hope, and visit http://VerticalMomentumResiliencyPodcast.com for more conversations that help you turn setbacks into comebacks.
To Get Jim’s New Book 📖 Click Here https://www.amazon.com/Tell-Better-Story-Holding-Created/dp/B0H2PDJ1XD
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#SelfDevelopment - Can you really buy your freedom instead of waiting decades to retire?
In this eye-opening episode of the Vertical Momentum Resiliency Podcast, Richard Kaufman sits down with Sterling Seizert—former U.S. Army Green Beret Intelligence Sergeant, entrepreneur, investor, and author of Buy Your Freedom.
After building a portfolio worth tens of millions of dollars while still serving in the military, Sterling now teaches entrepreneurs, veterans, and everyday families how to stop trading time for money and start building true financial freedom through ownership, strategic investing, and income-producing assets.
Together, they break down the mindset, systems, and actionable strategies that can help you create wealth, gain control of your future, and build a life of freedom on your terms.
If you’re ready to think differently about money, retirement, and financial independence, this episode is a must-listen.
Subscribe, leave a review, share this episode with someone who’s ready to take control of their financial future, and visit http://VerticalMomentumResiliencyPodcast.com for more conversations that change lives.
To Get Sterlings New Book https://www.amazon.com/Buy-Your-Freedom-Waiting-Retirement-ebook/dp/B0H2NSLJVZ
Thank You To Our Sponsors
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#FinancialFreedom
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#EntreapreneurMindset - Master the Art of High-Ticket Sales with Joseph Graham
What separates an average salesperson from an elite high-ticket closer?
In this powerful episode of the Vertical Momentum Resiliency Podcast, host Richard Kaufman sits down with award-winning sales leader, sales coach, and podcast host Joseph Graham to uncover the mindset, strategies, and communication skills that consistently close premium deals without relying on pressure or gimmicks.
Drawing on more than two decades of enterprise sales experience, Joseph shares what it really takes to earn trust, overcome objections, build lasting relationships, and create a sales process that delivers results.
Whether you’re an entrepreneur, business owner, coach, consultant, or sales professional, you’ll walk away with practical insights to help you increase your confidence, serve your clients at a higher level, and grow your revenue with integrity.
In this episode, you’ll discover:
The anatomy of a world-class high-ticket sales closer!
How to build trust that leads to more closed deals.
Proven strategies for handling objections with confidence.
The psychology behind premium sales conversations.
Why listening is one of the most powerful sales skills.
How authenticity creates long-term clients and referrals.
The habits and mindset that separate top performers from everyone else.
Success in sales isn’t about convincing people to buy, it’s about understanding their problems, providing real solutions, and creating value through genuine relationships.
Joseph shares the proven principles that have helped him succeed at the highest levels of enterprise sales and coaching, giving you a blueprint you can apply immediately.
If you’re ready to increase your income, elevate your influence, and become the kind of salesperson people trust, this episode is for you.
Subscribe to the Vertical Momentum Resiliency Podcast, leave a five-star review, and share this episode with an entrepreneur, sales professional, or business owner who is committed to mastering the art of high-ticket sales.
For more inspiring conversations on resilience, leadership, entrepreneurship, and personal growth, visit Vertical Momentum and join a community dedicated to helping you build a life of purpose, impact, and lasting success.
To Get In Touch With Joseph http://150kconsulting.com
Thank You To Our Friends At Summit Plaza Gnc
And Project #1 Nutrition
#HighTicketSales
#SalesLeadership
#SalesTraining
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About Vertical Momentum Resiliency Podcast 2.0
Interviewing high performers and people that have struggled through difficulties and still came out on top.. These people will inspire you to hit all your goals and live the life you desire. Definitely needed for those interested in self help like myself. Please listen,subscribe,share and leave a comment thank you 🙏
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