beyond MD with Dr. Yatin Chadha

I'm thrilled to interview Mathieu Martin (CFA) to discuss his approach to investing in microcap stocks.
Mathieu is the portfolio manager for the microcap fund at Rivemont.
Discussion points:
- Mathieu's introduction (1:18)
- Lesson's from poker (3:40)
- Why microcaps (5:13)
- Rivemont microcap fund overview (6:32)
- Mathieu's 3 key investing pillars (10:58)
- How to screen for opportunities (14:04)
- Mathieu's research process (16:46)
- Old economy businesses vs software companies (20:26)
- When to sell a losing position (23:45)
- Mathieu's best investment (26:40)
- Unsuccessful investments & lessons (33:01)
- D-Box Technologies, DBO.TO (39:28)
- Zedcor, ZDC.V (46:50)
- Firan Technology Group, FTG.TO (49:50)
- Lotus Creek Exploration, LTC.V (53:48)
- BQE Water, BQE.V (56:09)
- Medicure, MPH.V, (1:01:31)
- Kits eyecare, KITS.TO (1:02:55)
- How to approach investing in microcaps (1:08:20)
- Who should not invest in microcaps? (1:10:00)
- Where you can learn more about Mathieu's fund, blog (1:12:18)

This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/

Mathieu Martin:
Mathieu.martin@rivemont.ca
https://www.linkedin.com/in/mathieu-martin-cfa-abb9a6b0/
https://stocksandstones.substack.com/
https://rivemont.ca/en/

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca

I am delighted to re share the most popular episode of all time, featuring international best selling author, Andrew Hallam

We have a wide ranging discussion on the pillars of a successful life, the relationships between money & home ownership & happiness, spending money to enhance life satisfaction, evidence-based investing for success & simplicity, relationships, purpose, & lessons learned living abroad.

Discussion Points/Chapters:
- Andrew's background (1:28)
- The requisites of a balanced & successful life (5:23)
- The relationship between income and happiness (7:18)
- How should we spend our money? (10:28)
- The desert island litmus test (15:43)
- Is home ownership associated with happiness? (17:53)
- Is our happiness impacted by the neighbourhood we live in? (21:47)
- How much of our income should we spend on a home? (24:58)
- Why our investment horizon should be 30+ years (26:58)
- Should you lump sum invest now or wait? (31:18)
- Andrew's take on one stop shop ETFs (37:48)
- My investment approach & challenges (42:18)
- Key questions to as a financial advisor (46:09)
- How to think less about $$ and embrace balance (49:48)
- Why relationships are so important (52:47)
- Meaningful relationships in a world where social media is ubiquitous (54:26)
- Lessons from living abroad, advice for those considering it (58:48)
- The power of giving (1:02:18)
- Finding your purpose (1:04:23)
- My perspectives (1:09:03)

Andrew's books:
https://www.amazon.ca/Balance-Invest-Happiness-Health-Wealth/dp/1774580756
https://www.amazon.ca/Millionaire-Teacher-Wealth-Should-Learned/dp/0470830069
https://www.amazon.ca/Millionaire-Expat-Wealth-Living-Overseas/dp/111941189

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca

Welcome to office hours on beyond MD where I answer the most popular questions I have been receiving.

Question 1: How do I get unstuck and find more joy at work?
Method 1 - shift expectations (0:17)
Method 2 - a dose of perspective (3:08)
Method 3 - find new rabbit holes at work (5:38)
Method 4 - connect work to your life view (9:56)
Method 5 - maintaining our outside interests (13:13)

Question 2: How can one make time for creative work while practicing clinically? (15:25)
The anatomy of an energy audit (17:47)

Question 3: What pushed you do do a fellowship outside of Canada? (22:04)

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca

Today I welcome Jordant Arndt, a Certified Financial Planner from Saskatoon to talk about the science, happiness, and finance behind charitable giving.
Discussion Points:
Jordan's intro (2:07)
How Jordan's interest in charitable giving developed (4:41)
Making charity part of our financial fabric (6:24)
What are key reasons people want to give? (8:51)
Happiness and giving - the evidence (9:58)
Where to begin with finding a charity? (14:35)
Questions to ask charities (17:07)
Finances behind giving - donation tax credits & deductions (18:51)
Writing off taxable income and carry forward (22:08)
Tax efficient donating from corporation (23:05)
Donor advised funds, set up (26:07)
DAF mechanics (28:38)
Closing thoughts (35:00)

This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/

Papers, talks, resources from this episode:
https://wellbeing.research.mcgill.ca/publications/Aknin-et-al-JPSP2013-prosocial-spending-happiness-with-appendix.pdf
https://www.ted.com/talks/elizabeth_dunn_helping_others_makes_us_happier_but_it_matters_how_we_do_it
DAFs:
https://www.givewise.ca/blog/giving-philanthropy/donor-advised-fund-canada-checklist
https://kciphilanthropy.com/wp-content/uploads/2023/05/DAFs-in-Canada-KCI-CAGP-Report-May-2023-2.pdf

Jordan Arndt:
Linkedin: https://www.linkedin.com/in/jordan-arndt-cfp/
Email: jordan@ennsbaxter

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca

Discussion points:
- Assuris history correction (1:00)
- High cash values in early years (2:15)
- Interest on the loan (3:40)
- Life and liquidity (5:32)
- Other considerations (7:25)
- Summary (9:10)