beyond MD with Dr. Yatin Chadha

Welcome to the 2nd episode in the series, The Journey to Financial Independence.
These are conversations focusing on actions that moved the needle, mistakes made, and lessons learned over time.
Today I sit down with my friend & colleague, Dr. Ketan Kulkarni, a pediatrician (specializing in Hematology & Oncology) at Dalhousie University.
Discussion Points:
- measuring success beyond accolades & income (01:03)
- How Ketan defines success in his life today (7:43)
- Lessons learned as an author (16:47)
- How Ketan's interest in money developed (19:42)
- Ketan's financial focus today (24:26)
- How to find the right financial planner (26:16)
- Ketan's investing approach (33:10)
- Habits that moved the financial needle (45:36)
- Financial mistakes (49:26)
- Goals for the next 5-10 years (55:22)
- What Ketan wants to be known for (57:32)
- The best advice Ketan has received (58:43)

Ketan Kulkarni:
LinkedIn: https://www.linkedin.com/in/drketankulkarni/
Ketan's books:
https://www.amazon.ca/Legendary-Quest-Professionals-Excellence-Fulfillment/dp/B09TWPHFFR
https://www.amazon.ca/Soar-souls-quest-Ketan-Kulkarni-ebook/dp/B0DMTPQ99T
https://www.amazon.ca/Savvy-Physician-Financial-Physicians-Professionals/dp/B0FLVPZY95

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca
Amex cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCBnmM&XLINK=MYCP

What if our online businesses and websites are not optimized for discoverability in an AI world? How do we fix this and broaden our impact?
This is the topic du jour and I'm excited to host Kyle Kotac & Arjun Saraf, CPA, CA, EMD - co founders of findable.ai.
Discussion points:
What is findable? (1:31)
The nature of search - google and AI (5:53)
The signals  AI looks for when making businesses discoverable (15:34)
The mistakes businesses are making (17:46)
AI crawlability (20:35)
How Findabl helps with discoverability (21:35)
Seeing positive results (24:34)
Success stories (26:51)
Keeping up with the evolving AI landscape (29:17)
Any cybersecurity risk? (32:07)
Unpacking Kyle & Arjun's journies (33:41)
Business advice (40:38)
Best advice they've received (44:44)

Findabl.ai:
https://www.findabl.ai/
The first 10 people can use BEYONDMD450  to get 50% off for the first 4 months.

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca
Amex cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCBnmM&XLINK=MYCP

Welcome to the journey to financial independence. These are conversations with our colleagues to understand the good decisions, mistakes, & lessons learned along the way.
Today I'm delighted to host Dr. Mark Soth, aka the Loonie Doctor.
Discussion points:
When did Mark start to get interested in finance? (2:15) 
The Loonie Doctor blog (3:22) 
Mark's most popular blog posts (4:30) 
Mark's definition of time freedom (6:50) 
Core decisions leading to a strong financial foundation (10:42)
Less common financial moves that helped Mark (14:36)
How Mark rebalances his investment portfolio (20:03)
Financial mistakes (23:12)
Golden handcuffs in medicine (29:22)
Making money decisions with your spouse (35:42)
What does the Loonie Doctor like to spend on? (42:20)
Mark's ideal life 5-10 years from now (46:10)
Teaching the kids about money (47:42)
The best advice Mark has received (51:00)
Mark's advice to new physicians (52:37)

Mark Soth:
Blog: https://www.looniedoctor.ca/
Money Scope pod: https://open.spotify.com/show/7lc6NYl4ZdLtIg8uzDbuwD

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca
Amex cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCBnmM&XLINK=MYCP

Welcome to hardest and most important thing in investing!
Chapters:
- the panicked investor (00:49)
- let's hibernate (4:29)
- the fidgety investor (6:57)
- 2 patient investors (12:01)
- the 8th wonder of the world (14:36)
- stay invested (16:03)

This episode is brought to you by Clever Consult: https://www.cleverconsult.ai/

Papers & books:
VIX:
https://www.linkedin.com/pulse/opportunity-volatility-analyzing-sp-500-returns-vix-entry-miller-ojtec/
Winning the Loser's Game:
https://www.amazon.ca/Winning-Losers-Game-6th-Strategies/dp/0071813659

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca
Radiology Courses for Clinicians:
https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course
https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course
Amex credit card referral link:
https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

I used AI to generate a financial plan & life roadmap and then I gave this to 2 experts for review. Today I'm thrilled to host Mark McGrath, CFP, and Aravind Sithamparapillai, CFP, on the show.
Mark McGrath is a leading Canadian voice in evidence-based finance & founded his own advice-only practice called Phynance, where he helps physicians with financial planning. He is also co-author of “Wealthier: The Investing Field Guide for Canadian Millennials.”
Aravind Sithamparapillai is a financial planner and founder of AMA wealth. Last year, Aravind earned his CFP® designation with the highest exam score in the country, placing him at the top of the CFP® Exam President’s List. He was also selected for FP Canada’s Emerging Leader’s Award.
Discussion Points:
Part 1 
- introductions (2:24)
- my AI inputs and outputs (5:18)
- Mark & Aravind's initial reflections (9:25)
Part 2 - Limitations (26:17)
- knowing how much one will spend in retirement, stress testing, compensation strategies
Part 3 - Tax efficiency
 - RRSP debates (43:05)
- Individual pension plan (46:01)
- Home equity line of credit/HELOC (51:15)
- Permanent life insurance (58:40)
Part 4 - Top priorities - (1:07:32)

Mark McGrath:
phynance.ca 
https://www.linkedin.com/in/markmcgrathcfp/

Aravind Sithamparapillai:
https://amawealth.ca/
https://www.linkedin.com/in/sithamparapillai/

Yatin Chadha:
Newsletter: https://www.beyondmd.ca/newsletter
Website: https://www.beyondmd.ca/
LinkedIn: https://www.linkedin.com/in/yatin-chadha/
Email: yatin@beyondmd.ca
Radiology Courses for Clinicians:
https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course
https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course
Amex credit card referral link:
https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP