Each week we help break down the important economic issues on Canadian’s minds. With our unique access to leading experts, timely insights and helpful explainer...
Finances aren’t the most romantic conversation starter. But it's a talk that has to happen sooner or later in every relationship. And according to our guest, learning to have productive discussions about money can help you have healthier conversations in other aspects as a couple. So, life transitions expert, speaker, coach and consultant for Scotiabank and The Scotiabank Women Initiative Dr. Amy D’Aprix is back with some practical advice on how to talk to your partner about money.
There is a lot to consider when planning for your future. Discover Scotia Wealth Management’s Total Wealth Planning process and how it can benefit you. Learn More at https://www.scotiawealthmanagement.com/ca/en/about-us.html
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures
Key moments this episode:
1:58 – The top issues Amy hears about from couples when it comes to talking about money
3:46 – Why the ‘sandwich generation’ may have an especially hard time talking about money with their partners
5:42 – How to start a conversation around early inheritance
8:00 – Some strategies for having productive conversations around money with a partner
11:41 – When money conversations tend to happen in a relationship (and why it might be too late)
12:37 – Why having productive money conversations can help other aspects of a relationship
13:31 – How to handle things when partners have differing approaches to money
15:03 – A trick from the Harvard Negotiation Project can help make a big difference in couples agreeing on finances
16:55 – Is having just one person handle the finances in a relationship okay?
21:17 – What conversations should couples have before they move in together?
22:41 – One thing you should never say to your partner when it comes to money
23:40 – Why conversations about money aren't really about money
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25:18
How a trade war was averted — for now — and what happens next
Canadians breathed a sigh of relief late Monday when U.S. President Donald Trump and Prime Minister Justin Trudeau announced an agreement to pause threatened tariffs that would have had a huge impact on the Canadian economy. The pause is for 30 days, during which time Canada and the U.S. will discuss other economic issues between the two countries.
Scotiabank Chief Economist Jean-François Perrault joins us to discuss the latest developments in the potential trade war, the impact tariffs could have on Canadians, and what policy changes Canada could consider to make itself less vulnerable to these kinds of actions in future.
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures
Key moments this episode:
1:22 – JF catches us up on what has happened with tariffs over the last 24 hours
3:49 – What economic issues might come up in further Canada/U.S. tariff negotiations?
5:57 – With the tariffs only delayed, what is the ongoing impact for the Canadian economy?
9:07 – Can (or should) Canada be ‘tariff-proofed’ moving forward?
11:13 – How this latest tariff news might affect the outlook on Canada’s economic growth and future Bank of Canada rate cuts
13:51 – What might happen next?
15:20 – The key takeaways for Canadians
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16:46
Another interest rate cut amid tariff uncertainty
The Bank of Canada has announced yet another interest rate cut. This time, a 25-basis-point reduction that brings the policy interest rate to 3%. Scotiabank’s Chief Economist Jean-François Perrault returns to break down the announcement, explain how things like potential tariffs and other political uncertainties may weigh into future decisions and much more.
For an up-to-date breakdown of the Bank of Canada’s key interest rate and its change over time alongside inflation numbers, visit our interest rate page.
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures
Key moments this episode:
1:13 - JF's key takeaways from the Bank of Canada's decision, in two buckets
2:52 - Was an interest rate decision the right call?
3:45 - JF's view on how potential tariffs factored into the central bank's decision
4:57 - The Bank of Canada's outlook for the Canadian economy (without tariffs)
6:17 - The Bank of Canada's view on the potential impact of tariffs
8:21 - What does JF expect in terms of future Bank of Canada interest rate decisions this year?
9:16 - Is there a risk that interest rates could go back up?
11:44 - What does all of this mean for Canadians who are renewing their mortgages or looking to buy a home?
13:36 - What about businesses and consumers?
15:30 - What are the main takeaways for Canadians?
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16:57
A path to recovery through sport: The Invictus Games return to Canada
In just a few weeks, Vancouver and Whistler will host the Invictus Games, an international adaptive sporting competition for wounded, injured and sick military service members and Veterans. This episode we’re joined by former Invictus competitor Mike Bourgeois as well as Nick Booth, CEO of the True Patriot Love Foundation. They’ll tell us about the games themselves (and how Prince Harry, The Duke of Sussex is involved), what participating means for the competitors and the larger impact they hope the create through the event returning to Canada.
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures
Key moments this episode:
2:15 – What exactly are the Invictus Games?
3:35 – The origins of the games
4:44 – Some details about the upcoming Invictus Games Vancouver Whistler 2025 games
6:05 – Prince Harry, The Duke of Sussex's connection
7:12 – Former Invictus competitor and Veteran of the Canadian Armed Forces, Mike Bourgeois tells his story about finding purpose at the Invictus Games
11:13 – Mike tells us the keys for success in archery
12:00 – Why participating in the games for your country is so healing, especially for veterans
14:32 – Nick Booth, CEO of the True Patriot Love Foundation tells us what their role is in the Invictus Games and how it goes beyond the event itself
16:40 – What are adaptive sports?
17:59 – How this year’s games have worked closely with the British Columbia’s Indigenous Peoples
19:20 – Details on the veteran employment symposium hosted by Scotiabank during the games and why hiring plays a key role in the transition to a successful civilian life
22:08 – Mike reflects on his journey back to civilian life
23:25 – What Nick hopes people take away from the games
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26:27
2025 Market Outlook – 8 key themes to watch for this year
In this episode, we break down some key themes that will shape the investment landscape in the new year. Hugo Ste-Marie is our guest. He’s the Director of Portfolio and Quantitative Strategy in Equity Research at Scotiabank and tells us where he thinks markets may head, where there may be opportunities as well as risks, the possible impact of a new administration in the U.S. and much more as we start the new year.
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures
Key moments this episode:
1:18 – How a second Trump administration might factor into the 2025 outlook
3:48 – Some context around the key themes that shape the outlook
4:28 – Key theme 1: Why the 2025 outlook largely hinges on a synchronized interest rate easing cycle
7:35 – Key theme 2: “Abundant liquidity looking for a home.”
9:46 - Key theme 3: “U.S. equities: uptrend extends, but diversification needed.”
11:45 - Key theme 4: “Size trade: Will U.S. small caps hit a home run or grand slam?”
14:12 - Key theme 5: “Canadian equities: Banking on Financials.”
16:18 – Key theme 6: “Commodities: The shine is fading.”
18:08 – Key theme 7: “International equities: A land of broken dreams.”
20:04 – Key theme 8: “Bond market: 2024 Redux”
Each week we help break down the important economic issues on Canadian’s minds. With our unique access to leading experts, timely insights and helpful explainers, we navigate the latest in the world of finance, housing, business, the markets — and more.
For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures
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