The Canadian Real Estate Investor

• Which Canadian Cities Are Most Exposed to Trump’s Tariffs?

  The tariff drama continues, we go over which Canadian cities could be impacted & why. Ontario Manufacturing Cities Most Vulnerable: Five Ontario cities are among the top 10 most exposed to tariffs, with Windsor being particularly vulnerable due to its automotive sector. The auto manufacturing corridor employs over 25,500 workers across various facilities. Varying Housing Market Risks: Cities with higher housing prices like Oakville ($1.3M)and Brampton ($999K)could see larger impacts, while steel and aluminum cities like Saguenay ($315K)and Baie-Comeau ($225K)have lower price exposure. Sudbury Most Resilient: Despite $460M in U.S. exports at stake, Sudbury is identified as Canada's most resilient city due to its diversified mineral export market. Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

  --------  

  41:16
• Fixed vs. Variable Mortgages with Rob Carrick

  As Millions of mortgages come up for renewal, we have been getting this question a lot. Fixed or Variable, whats the move for this year? We are joined by financial columnist and fellow Podcast Rob Carrick to discuss. Variable and fixed-rate mortgages are now at par after six BOC rate cuts, with the 5-year bond yield dropping significantly from 3.85% to 2.64%⁠ The Bank of Canada is expected to implement two more quarter-point rate cuts by July 2025, bringing the policy rate to 2.50%, with Big 6 banks forecasting even more aggressive cuts to 2.00-2.25% by year-end⁠ ⁠​Market volatility is at levels not seen since 2008, with potential U.S. trade tensions and recession concerns creating an unpredictable rate environment⁠⁠ Check out Rob's Website See Rob At the Globe & Mail GET M DDLE SCHOOL EVENT TICKETS Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

  --------  

  43:27
• Is Your Home An Investment ? with Jessica Moorhouse

  We're joined by Jessica Moorhouse to discuss all things money, real estate, investing and success, Buying vs renting What a good relationship with money and success looks like Your "why" in business, investing & life & the concept of 'enough point', and how to find fulfillment beyond monetary success. The importance of homeownership; Buying vs renting A budget is essential for financial clarity and success. Buy Jessica's Book Visit Jessica's Website GET M DDLE SCHOOL EVENT TICKETS Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

  --------  

  45:38
• 5 Investing Terms You Need To Understand In 2025

  This is a discussion about five crucial real estate investment terms for 2025. Know these, understand these and utilize them! Location remains fundamental but has evolved - investors must now consider factors like tech hubs, remote work accessibility, and infrastructure beyond just traditional metrics. DSCR (Debt Service Coverage Ratio) is crucial for evaluating investment property viability, with 1.25 being a good benchmark to ensure sufficient income to cover mortgage payments. Mortgage renewals will be significant in 2025, with 1.2 million Canadians facing renewal - preparation should start 4-6 months in advance to negotiate better terms. GET M DDLE SCHOOL EVENT TICKETS Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

  --------  

  43:49
• Should You Rent or Buy in 2025?

  The complexities of renting versus buying in Canada's current housing market, offering insights from both perspectives as a homeowner and strategic renter. We break down the financial implications, personal considerations, and market conditions that influence this important decision • The true cost of homeownership extends far beyond the mortgage payment, including maintenance, taxes, and opportunity costs • Higher homeownership rates don't necessarily indicate greater wealth - Switzerland's example shows renting can be part of a successful wealth-building strategy • The decision between renting and buying should align with personal goals, financial situation, and long-term plans rather than societal pressure GET M DDLE SCHOOL EVENT TICKETS Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

  --------  

  44:17

More Business podcasts

Trending Business podcasts

About The Canadian Real Estate Investor