In this episode, I review a few of the core ideas I share on this podcast about money.  Many of you are new listeners so I want to give you an overview of some themes that you'll continue to hear from me going forward.  I also realized that there are many more things I could have included here but I'll go over the following items this week:1. Simple > Complicated2. Systems are better than you at picking investments3. "Always on" diversification4. You control the factors that have the greatest effect on outcomes5. Financial planning is more important than portfolio optimizationJoin the waitlist for the Foundations Course Start the Find Your Focus Scorecard Now!🖥 Website 📧 [email protected] 👥 LinkedIn

Is 'free money' too good to be true? Allow us to clarify the often misunderstood world of dividend investing with my guest, Mark McGrath, a financial planner and investment advisor at PWL Capital. We're here to debunk the myth that dividends are 'free money' and to provide an understanding of their distribution and impact on a company's share price.Mark clarifies the specifics of how dividends work but adds points of caution, advising against the trap of focusing on dividends and dividend yields alone, particularly when preparing for retirement. His expert perspective brings light to the often-quoted concept of yield on cost and the risks it poses through over-concentration.Finally, we delve into the all-important topic of diversification and the inherent risks of investing in dividend stocks. With Mark's guidance, we explore the concept of sequence of returns risk and its potential implications during turbulent market periods. So join us as we navigate the world of dividend investing in this episode filled with practical advice and insights.Follow Mark on Twitter/X Join the waitlist for the Foundations Course Start the Find Your Focus Scorecard Now!🖥 Website 📧 [email protected] 👥 LinkedIn

It is so easy to spend countless hours learning about something without taking any action on it and financial topics are no exception.  But the best way to learn something is to put down the books, podcasts and social media and just try it for yourself.  So in this episode, I provide ideas for things that you can do TODAY to improve your financial situation.  Not earth shattering, ground breaking things with lots of complexity but simple, approachable and practical steps you can take now and expand on in the future.If you're a complete beginner or further along in your investing journey there's something for you here.Join the waitlist for the Foundations Course Start the Find Your Focus Scorecard Now!🖥 Website 📧 [email protected] 👥 LinkedIn

I receive lots of emails from listeners asking questions but I rarely receive emails from 17 year olds trying to get a jump on their investing knowledge before turning 18! This episode goes over some of the amazing questions I received from a person completely new to investing and I hope it is valuable to anyone else getting started on their investing journey. Join the waitlist for the Foundations Course Start the Find Your Focus Scorecard Now!🖥 Website 📧 [email protected] 👥 LinkedIn

In this episode I lay out a simple 3 account strategy for managing your cash.  It doesn't get much simpler than this! This approach will make sure you have cash set aside for monthly expenses, future expenses and emergencies.Join the waitlist for the Foundations Course Start the Find Your Focus Scorecard Now!🖥 Website 📧 [email protected] 👥 LinkedIn