The Personal Finance Podcast

What if the biggest financial threat of 2026 is not a recession or a market crash, but a technology that is already quietly replacing people in your industry?

👉 Join Andrew's FREE Investing for Beginners Masterclass

What You'll Learn in This Episode

The exact data behind how many jobs AI is expected to displace by 2030 and which ones are most at risk

How to audit your own job for AI exposure and figure out which zone you are actually in

The five financial steps to take right now so a job disruption never becomes a financial emergency

How to become the go-to AI person in your company before someone else does

Which jobs are the safest and which ones need to act immediately

The free certifications and courses you can start today to get ahead of this shift

The AI tools Andrew actually uses every day and the exact use cases for each one

Start Here 

Join the community built to help you master your money, stay accountable, and reach financial freedom.  

👉 Try Master Money Academy FREE for 7 days today!

👉 Join Andrew’s FREE Investing for Beginners Masterclass

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals


Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance


Policygenius → Free life insurance quote http://policygenius.com


Acorns → Start investing + get $5 bonus http://acorns.com/pfp


Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP


Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp  


Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com  


DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Tool/s Mentioned


Perplexity AI 

Anthropics AI

Claude AI


Whisper Flow

Episode/s Mentioned


The 1-3-6 Method For Building & Managing Your Emergency Fund 


AI Revolutionizing How You Handle Money -- What You Need to Know Now! 

You Won't Believe What A.I. is Doing to Turn Average Investors into Millionaires!

Watch Next

How to Reduce Your Car Insurance (And Save Thousands)


The 3 Major Financial Milestones (This Will Change Your Life) 

How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)

How to Plan Your Retirement (By Age!)

10 Reasons Smart People Are Bad With Money

Connect with Andrew

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Website

TikTok

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LinkedIn

YouTube

Question for you:

Are you the AI champion at your company yet or are you still on the sidelines? Comment below and see who else are AI champions. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps.

👉 Join Andrew's FREE Investing for Beginners Masterclass.

What You'll Learn in This Episode

The 10-step process to slash your car insurance bill starting today

Why shopping your policy at renewal time is the single highest-leverage move you can make

The 10-step framework to cut your premium without sacrificing the coverage you actually need

The discounts your insurance company will never volunteer unless you ask

When to drop comprehensive and collision coverage on an older vehicle

How a modest $200 per year savings can grow into $88,000 over 40 years when invested

How your credit score directly affects what you pay for car insurance

Three listener money questions answered live, including how to handle a 40% RSU concentration and whether a 20-year-old should invest or pay off student loans first

Start Here 

Join the community built to help you master your money, stay accountable, and reach financial freedom.  

👉 Try Master Money Academy FREE for 7 days today!

👉 Join Andrew’s FREE Investing for Beginners Masterclass

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals


Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance


Policygenius → Free life insurance quote http://policygenius.com


Acorns → Start investing + get $5 bonus http://acorns.com/pfp


Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP


Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp  


Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com  


DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Resource/s Mentioned

Car Insurance

How to Pay Off Your Student Loans Fast

Tool/s Mentioned


Rental Property Calculator

Episode/s Mentioned

How to Master Your Student Loans with Robert Farrington

Watch Next

The 3 Major Financial Milestones (This Will Change Your Life)

How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)

How to Plan Your Retirement (By Age!)


10 Reasons Smart People Are Bad With Money  

The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)

Connect with Andrew

Instagram

Website

TikTok

X

LinkedIn

YouTube

Question for you:

Agree or disagree: Most people are overpaying for car insurance and do not even know it. Tell us why in the comments.
Learn more about your ad choices. Visit megaphone.fm/adchoices

$10,000. $100,000. $1,000,000. Three numbers. Three moments where your entire financial life shifts. Here is what to do at each one.

👉 Join Andrew's FREE Investing for Beginners Masterclass.

What You'll Learn in This Episode

The three financial milestones that fundamentally change how money works for you

Why your first $100,000 is the hardest and what to do to get there faster

The markers in between each milestone that keep you motivated during the grind

Why your savings rate matters more than your investment returns in the early years

The exact math behind compound interest and why getting started early changes everything

Three real scenarios showing how long it takes to hit $1 million starting at different ages and income levels

The biggest mistakes people make at each milestone and how to avoid every single one

Start Here 

Join the community built to help you master your money, stay accountable, and reach financial freedom.  

👉 Try Master Money Academy FREE for 7 days today!

👉 Join Andrew’s FREE Investing for Beginners Masterclass.

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals


Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance


Policygenius → Free life insurance quote http://policygenius.com


Acorns → Start investing + get $5 bonus http://acorns.com/pfp


Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP


Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp  


Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com  


DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Tool/s Mentioned

Automate Your Money Checklist

Financial Milestone Track

Compound Interest Calculator

Episode/s Mentioned

The 1-3-6 Method For Building & Managing Your Emergency Fund

Watch Next

How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)

How to Plan Your Retirement (By Age!)

10 Reasons Smart People Are Bad With Money

The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)

How to Invest in Real Estate (In ANY MARKET!)

Connect with Andrew

Instagram

Website

TikTok

X

LinkedIn

YouTube

Question for you:

Which milestone are you working toward right now? Drop it in the comments below and tell us the one thing you are doing this month to get there faster.
Learn more about your ad choices. Visit megaphone.fm/adchoices

You make six figures. You should feel ahead. So why does it still feel like you're barely getting by?

👉 Join Andrew's FREE Investing for Beginners Masterclass.

What You'll Learn in This Episode

Why 44% of people earning over $100,000 still live paycheck to paycheck and what to do about it

How to run an honest income versus outflow audit in under an hour

The Block Method: a four-part budgeting framework that actually works for high earners

How to identify your "broke tax" and stop quietly bleeding money every month

Why your car and your house are probably the real problem, not your lattes

The exact order to fund your accounts so your money starts working for you automatically

How to set a 12-month net worth target and finally measure what actually matters

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today!

👉 Join Andrew’s FREE Investing for Beginners Masterclass

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance

Policygenius → Free life insurance quote http://policygenius.com

Acorns → Start investing + get $5 bonus http://acorns.com/pfp

Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP

Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp

Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com

DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Tool/s Mentioned

Automate Your Money Checklist

Episode/s Mentioned

How to Negotiate Your Bills (and SAVE 6-Figures!)

The Average Retirement Savings By AGE!

The Million Dollar Money Decisions You Should Be Focusing On

How to Negotiate Your Rent Like A Pro (and win the negotiation!)

10 Incredible Benefits of a Taxable Brokerage Account!

Watch Next

How to Plan Your Retirement (By Age!)

10 Reasons Smart People Are Bad With Money

The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)

How to Invest in Real Estate (In ANY MARKET!)

The Best Financial Strategies (BY INCOME!)

Connect with Andrew

Instagram

Website

TikTok

X

LinkedIn

YouTube

Question for you:

After hearing the Block Method today, which of the four blocks is most out of whack for you right now: Fixed, Foundation, Lifestyle, or Future You? Drop it in the comments.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement is not an age. It is a number. However, most people have no idea what their retirement number actually is. What if you could calculate it clearly and know exactly where you stand every year? Andrew will walk you through the complete process of finding that number, adjusting it every year, and taking the right steps at every stage of life to hit it in this episode. 

👉 Free retirement calculator to find your retirement number! Here

What You'll Learn in This Episode

How to calculate your exact retirement number step-by-step

The biggest mistake people make when estimating retirement (and how to fix it)

How to account for healthcare, inflation, and future lifestyle changes

What to prioritize financially in your 20s, 30s, 40s, 50s, and 60s

Why your 30s are the decade that makes or breaks your financial future

How to use the gap formula to figure out exactly how much you need invested

How to close the gap between where you are and where you want to be

Start Here 

Join the community built to help you master your money, stay accountable, and reach financial freedom.  

👉 Try Master Money Academy FREE for 7 days today!

👉 Join Andrew’s FREE Investing for Beginners Masterclass.

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals


Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance


Policygenius → Free life insurance quote http://policygenius.com


Acorns → Start investing + get $5 bonus http://acorns.com/pfp


Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP


Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp  


Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com  


DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Episode/s Mentioned

How to Access Your Retirement Funds Early! 

How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement)

Watch Next

10 Reasons Smart People Are Bad With Money

The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)

How to Invest in Real Estate (In ANY MARKET!)

The Best Financial Strategies (BY INCOME!)

Why Health is Wealth with Justin David Carl

Connect with Andrew

Instagram

Website

TikTok

X

LinkedIn

YouTube

Question for you:

What decade are you in right now, and what is the one money move you are most focused on? Drop it in the comments below.
Learn more about your ad choices. Visit megaphone.fm/adchoices