Beyond the Paycheck

• Breaking Free from Financial Anxiety with John Hankins

  Are you unknowingly sabotaging your retirement just because you're afraid to talk about money? In this episode of Beyond the Paycheck, Paula Christine sits down with financial therapist John Hankins to unpack the real emotional and mental blocks that hold people back from smart retirement planning. They explore how childhood money mindsets carry into adulthood, why people avoid financial planners, and the anxiety that comes with managing a big retirement account. You’ll also learn why visualizing your “future self” can help you make smarter decisions today. If you've ever put your finances in a drawer and walked away, this one’s for you.John Hankins is a Certified Financial Therapist and Licensed Clinical Social Worker who helps people overcome fear, shame, and anxiety around money. Through his practice, Financial Therapy Me, he supports clients, especially those nearing or in retirement, in making confident, informed financial decisions. Blending emotional insight with practical tools, John meets people where they are and guides them toward a healthier relationship with money.Get in touch with John Hankins:🌐 Website: https://www.financial-therapy.me/📧 Email: [email protected]📞 Phone: +1 (970) 833-1589Episode highlights:(0:00) Intro(3:00) How money beliefs start early(4:43) Retirement mindset shift needed(6:01) The fear of facing your finances(8:06) Why do people delay financial help(9:48) Planning is better than panic(13:21) The “future self” method(16:04) Roth Vs. Pre-tax decisions(18:33) Helping your kids financially(21:08) Why retirement planning is harder now(24:29) Roths, taxes, and emotional relief(27:49) Final advice: Take the first step(31:10) Outro ___ Reach Paula at [email protected] or through her website, paulachristine.com.

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• Retirement Tax Bomb: What They Never Told You with Mel Stubbs

  How much of your retirement savings is actually yours—and how much belongs to the IRS? In this episode of Beyond the Paycheck, host Paula Christine welcomes retirement planning expert Mel Stubbs to break down what most people overlook about taxes, income buckets, and the long-term impact of financial choices. From required minimum distributions and Roth conversions to Medicare premiums and inherited IRAs, this episode is packed with practical insights to help you protect your future wealth.Mel Stubbs is a retirement planning expert at Christy Capital, specializing in helping federal employees make smart, tax-efficient decisions. He’s the author of Your FERS Federal Retirement and brings years of experience guiding clients through TSPs, Social Security, Roth conversions, and income planning. Known for his clear, practical advice, Mel is passionate about helping people keep more of their money in retirement—not give it away to taxes.Connect with Mel Stubbs or his team:🌐 Website: christycapital.com💬 Click “Talk to an Advisor” to schedule a consultationMel Stubbs’ Book: Your FERS Federal Retirement📘 Get it at: christycapital.com/decisionsEpisode highlights:(0:00) Intro(1:44) Required distributions and tax jumps(3:26) Roth Vs. Traditional contributions(4:49) Widow tax trap explained(5:52) Medicare premiums and RMDs(7:19) Charitable giving from IRA(9:02) Inherited IRA and 10-year rule(10:39) Life insurance to offset taxes(12:19) Tax buckets: Roth, pre-tax, non-qualified(14:41) Know what’s actually yours(16:50) Pass on wisdom before money(17:46) DIY or delegate retirement planning(18:30) Specializing in federal retirement(19:42) Outro ___ Reach Paula at [email protected] or through her website, paulachristine.com.

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• What Your Credit Score Says About You (and How to Fix It) with Yordan Marin

  In today’s episode of Beyond the Paycheck, Paula Christine sits down with credit expert Yordan Marin from Plant Money Habits LLC to break down how credit really works—and what you can do to raise your score, even if you're currently in debt. From increasing credit limits the smart way to helping your teen build credit before 18, you’ll hear practical, easy-to-apply tips that make a real difference.Yordan Marin is the founder of Plant Money Habits, where he helps people improve their credit, eliminate debt, and build strong financial habits. Originally a financial coach, Yordan shifted his focus when clients repeatedly asked for help with credit repair. Today, he combines credit education with practical tools to empower others to take control of their finances. He’s also passionate about teaching kids and teens how to develop healthy money habits early on.Get in touch with Yordan Marin:Website: https://plantmoneyhabits.com/ LinkedIn: https://www.linkedin.com/in/yordan-marin-b70342170/ Episode highlights:(0:00) Intro(1:04) Yordan’s journey into credit coaching(2:08) Why more credit can actually help(5:32) Debt consolidation with personal loans(7:19) Why credit cards are so easy to overuse(11:41) Collections, disputes, and credit reports(18:11) Steps to improve a low credit score(20:39) How teens can start building credit(25:38) Outro ___ Reach Paula at [email protected] or through her website, paulachristine.com.

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• Get Your Mind Right: The 7 Steps Every Winner Follows with Dennis Henson

  What’s stopping you from becoming who you were meant to be? In this episode of Beyond the Paycheck, Paula Christine connects with Dennis J. Henson, a lifelong learner and author, to talk about one small habit that can shift everything—reading something positive each day. They discuss why most people never reach their goals, how to break free from negative thinking, and the real reason massive action feels so hard. You’ll also hear powerful stories of transformation, practical tools to reset your mindset, and a unique way to find your life’s direction.Dennis J. Henson is a bestselling author, speaker, and educator who’s spent over 50 years helping people create success through simple daily habits. From band director to real estate investor, his journey proves that with the right mindset and a clear goal, anything is possible. His book Real Impact, Daily Inspiration offers powerful daily readings to help you stay focused, motivated, and on track. Connect with Dennis J Henson:Website: https://dennisjhenson.com/ LinkedIn: https://www.linkedin.com/company/dennis-j-henson-author/ Facebook: https://www.facebook.com/DJHFBInstagram: https://www.instagram.com/dennisjhenson/YouTube: https://www.youtube.com/channel/UCy8AyEAp0Byq2Mz36i7Ba1wFree E-book: https://www.realimpactbook.com/ Episode highlights:(0:00) Intro(1:05) Dennis’s story and his love for books(3:50) How daily reading changes your direction(6:30) Morning routines that make a difference(8:00) Favorite books and the power of habit(14:30) Shifting mindsets and killing negative thoughts(21:30) Helping young people find their path(27:00) From struggling student to drumline leader(35:11) Outro ___ Reach Paula at [email protected] or through her website, paulachristine.com.

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• Healthy, Rich and Happy: The 4 Pillars of Daily Success with Jacopo Iasiello

  In this episode of Beyond the Paycheck, Paula Christine welcomes author and entrepreneur Jacopo Iasiello to explore his four-pillar method from his book Healthy, Rich, and Happy. They discuss how meditation, prayer, biohacking, and exercise can align your mindset, health, and purpose to create a more fulfilling and successful life. Jacopo shares his personal journey from real estate to inner transformation and offers actionable tips for building daily rituals that drive lasting change.Jacopo Iasiello is a real estate entrepreneur, investor, and author. Originally from Naples, Italy, Jacopo blends business acumen with spiritual insight, helping others unlock success through a holistic, four-part method: meditate, pray, biohack, and exercise. He draws on decades of experience in real estate and personal development, offering a grounded yet visionary approach to achieving fulfillment. His work is endorsed by high-achieving leaders and supports charitable efforts to restore dignity to those experiencing homelessness. Learn more about Jacopo Iasiello:Website: https://healthyrichandhappy.com/ Instagram: https://www.instagram.com/jacopoiasielloinvestorbrokerLinkedIn:https://www.linkedin.com/in/jacopo-iasiello-50936244 Episode highlights:(0:00) Intro(02:18) Overview of Jacopo’s four-pillar method(03:07) Meditation with clear purpose(04:55) Aligning spirituality with business(07:08) Finding your peak energy window(09:55) Daily reflection through four key questions(12:40) How to pray with intention(17:08) Intro to biohacking and energy tools(24:40) Customizing exercise for your body(27:30) Outro ___ Reach Paula at [email protected] or through her website, paulachristine.com.

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