How to Actually Enjoy Your Life (Even on a Budget)
💵 The simplest way to budget. Download the EveryDollar app for free!
Yes, you can still have fun on a budget—and I can prove it! In this episode, find out how Winston and I make the most of our money and why a budget actually helps you enjoy life more.
Next Steps:
🎥 Watch my video 8 Mistakes You’re Making With Everyday Expenses.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
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🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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8:25
Money Lessons We’ve Learned in 15 Years of Marriage (With Winston Cruze)
💍 Get your tickets for our Money & Marriage Getaway happening February 12–14, 2026.
Today’s special guest is my amazing husband, Winston Cruze! In this episode, we’ll share the biggest lessons we’ve learned in 15 years of marriage, plus how you can grow even stronger in your relationship.
Next Steps:
🎥 Watch my video Money Habits You Need to Change Right Now (With Dave Ramsey).
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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22:04
What America’s #1 Wealth Killer Is Actually Costing You
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Could the #1 wealth killer in your life be parked in your garage? In this episode, find out why your car could be keeping you broke, plus the right way to own one instead.
Next Steps:
🎥 Watch my video 10 Things Quickly Becoming Too Expensive for the Middle Class.
💰 Find out your earning potential with the Investment Calculator.
🚙 Get our free Ramsey Car Guide.
💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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8:30
5 Powerful Ways to Redefine Wealth (It’s Not Just Money)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Let’s be real—money can be helpful, but it’s not going to magically solve all your problems. In this episode, you’ll learn five important areas where you might already be wealthier than you think.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video 8 Subtle Ways to Spot a “Quiet Millionaire.”
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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7:58
The Proven Plan That Helped Her Pay Off $460,000 In Debt (with Jade Warshaw)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
The truth is, debt is a thief, but not everyone is taught that. In this episode, my friend Jade Warshaw shares how she learned this the hard way—including the steps she took to pay off $460,000 in debt and why they can work for you too.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video Why 51% of Americans Are Struggling in Their Finances.
🎤 Follow Jade Warshaw on Instagram @jadewarshaw.
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.
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