The Rachel Cruze Show podcast | Listen online for free

458 episodes

Why Boomers’ Retirement Savings Should Be Your Wake-Up Call
2026-2-11 | 7 mins.
💰 Do you know your investments’ earning potential? Plug in your numbers to get started.

I recently saw a stat about boomers’ retirement funds that shocked me. So today, let’s talk about where boomers are, where you are, and what I’d do if I were nearing retirement and needed to get back on track.

Next Steps:

🎥 Watch my video: Crucial Retirement Decisions You Need to Make by Age.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy
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We Asked 1000 People About Their Money—I Was Shocked!
2026-2-09 | 11 mins.
📈Are you on track with the Baby Steps? Get a free personalized plan.

We asked 1,000 people about their money, and the results honestly shocked me! In this episode, I break down the data and share three simple ways to make sure stress and a negative net worth don’t become your normal.

Next Steps:

🎥 Watch my video How Do You Compare Financially to the Average American? (2026 Edition).

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Creative Date Night Ideas From Free to $500+
2026-2-06 | 10 mins.
🚢 Set sail with me on the Live Like No One Else Cruise! Book your cabin today.

What if I told you that you could plan fun, memorable date nights at any price? Well, that’s exactly what I’m doing! Here are 23 creative date night ideas to try for every Baby Step or budget level. Let’s get into it!

Next Steps:

🎥 Watch my video 3 Best Marriage Tips We’ve Ever Received.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💭 Want a deeper connection with your spouse? Pick up Questions for Humans: Couples.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
If You Want to Become a Millionaire, Do This in 2026!
2026-2-04 | 8 mins.
📈 Use the Investment Calculator to see how your money can grow over time.

In this episode, I’m breaking down a few simple money moves people often overlook that can put you on the path to becoming a millionaire. None of it is flashy, but if you focus on the right habits and stay consistent, you can start building real, lasting wealth this year.

Next Steps:

🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
7 Things You Should Absolutely Say No to This Month
2026-2-02 | 8 mins.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m calling out a few spending traps that sneak into our budgets once the year gets going. If you’re ready to stop wasting money and free up some extra cash without feeling deprived, this one’s for you.

Next Steps:

🎥 Watch my video 10 Minutes of People Living Frugally and Winning.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors[JS4] :

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

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About The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

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