72// When Discontent Creeps In: How to Reset Your Mindset (and Your Money)
🎉Grab your free Budget School JUMPSTART.📋 BUDGET SCHOOL coming soon. Ever find yourself in a low-vibe state —you’re frustrated with your progress, comparing yourself to others, or tempted to spend money just to feel better? You’re not alone, and you don’t have to stay stuck.In this episode of The Budget Effect, we’re talking about what to do when discontent creeps in—especially when it’s tied to money, material things, or not being as far along as you thought you’d be by now. I share my own recent experience with feeling uninspired and how I turned things around, along with 4 practical steps you can use to reset your mindset and your money habits.Here’s what you’ll learn:Why discontent shows up (even when you’re normally grounded and grateful).How comparison and external pressure can derail your mindset and your budget.4 ways to shift out of a low-energy stateIf you’ve been feeling off, frustrated, or just “bleh,” this episode will help you feel lighter, more intentional, and more in control of your money and your mindset.Let's connect:Instagram @budgeteffectpodcastEmail [email protected] Click to Send Fan Mail
--------
24:30
--------
24:30
71// Let’s Play “Would You Rather” — A Fun Way to Discover Your Spending Priorities
🎉Grab your free Budget School JUMPSTART.📋 BUDGET SCHOOL coming soon. This episode is part quiz, part game, and totally eye-opening. We're playing a special version of Would You Rather—not the kind your kids play, but one designed to help you figure out what you truly value when it comes to spending, saving, and planning your life.Do you crave adventure and experiences… or cozy nights and a home you love? Are you pinning travel inspo or garden vibes?By the end of this episode, you’ll have a better sense of what really lights you up—so you can build a budget that actually supports the life you want, not the one you think you should want.Let's connect:Instagram @budgeteffectpodcastEmail [email protected] Click to Send Fan Mail
--------
16:50
--------
16:50
70// 4 ways to reward yourself when you reach your financial goals
🎉Grab your free Budget School JUMPSTART.📋 BUDGET SCHOOL coming soon. Have you ever stuck to your budget for a few months, hit a savings goal, or paid off a credit card—and then celebrated by spending money that set you right back? 😬 You're not alone, and you're not doing it wrong… but there is a better way.In this episode, we’re talking about how to reward yourself in ways that actually support your financial progress instead of sabotaging it. You'll hear: real-life examplesmindset shiftsfour practical strategies for building celebration into your budget—without guilt, credit card debt, or backtracking.Let's connect:Instagram @budgeteffectpodcastEmail [email protected] Click to Send Fan Mail
--------
19:14
--------
19:14
69// Do you have to be 'Type A' to budget and manage money?
Short answer? Absolutely not.In this episode, we’re breaking down the stereotypes around Type A and Type B personalities—and how both types can thrive with budgeting. Whether you love color-coded spreadsheets and a perfect plan (hello, Type A!) or you’re more go-with-the-flow and creative (hi, Type B!), budgeting can still work for you.We’ll look at:The typical traits of Type A vs. Type B peopleHow both personality types can shine in their financial journeyWhat budgeting habits might feel easier—or harder—for eachAnd advice for building a budget that fits who you areBecause here’s the truth: you don’t have to change your personality to manage your money well. You just need a system that honors the way you naturally think and live.💬 Listen to this episode to answer:What parts of budgeting already match your personality?Where do you tend to get stuck?What can you do to make budgeting feel more you?Click to Send Fan Mail
--------
31:21
--------
31:21
68// Budgeting Before Debt Free vs. Budgeting After Debt Free
🎉Grab your free Budget School JUMPSTART.📋 BUDGET SCHOOL coming soon. We go through different stages in our lives, and of course our budget is going to look different throughout those different seasons. In today’s episode we are going to talk about two of those different seasons: before debt-free and after debt-free. Are there different methods? Different goals? Different motivations?And what should always stay the same?That's what we'll cover in this episode. Let's connect:Instagram @budgeteffectpodcastEmail [email protected] Click to Send Fan Mail
About Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.This is a debt podcast!Topics we cover:Foundational Budgeting Skills:How to create and stick to a budget, even with limited income.Simple, actionable steps to build a zero-balance budget each month.Overcoming Impulse Spending & Credit Card Reliance:Strategies to control impulse buying and overspending.Breaking the cycle of using credit cards as income and paying off debt sustainably.Budgeting for Busy Moms:Budgeting tips for real life - especially budgeting tips for busy momsIntentional Living & Aligning Spending with Values:How to figure out your core values and create a value-based budgetHow to spend intentionally without sacrificing things you love.Aligning household routines and systems with financial goals.Financial Preparedness & Saving for the Future:Building emergency funds and saving for bigger expenses with confidence.How to manage everyday expenses while planning for future goals like retirement, vacations or a home.Self-Care & Financial Wellness:Prioritizing self-care to avoid burnout.Developing healthy habits for long-term financial success and balance.Mindset Shifts for Financial Growth:Abundance mindsetEmbracing financial mistakes as opportunities for growth and grace.Tracking Spending & Staying Accountable:Practical tools to track where your money goes and stay in control.The power of community and support systemsA note from Erin:As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.*How can I pay off my debt?*Is there an easy budget method?*How can I simplify my household expenses?*How can I pay down credit card debt?*How can I stop relying on credit cards?*How to start budgeting for beginners?*How to budget on one income?*How can I live within a budget?*How do I write a budget?*How do I spend less?*How can I move forward financially?*What if I don't have enough money to invest?*How can I build wealth?*How can my budget reflect my core values?*How can I LIVE ABUNDANTLY on a budget? *Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
Listen to Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income, Aspire with Emma Grede and many other podcasts from around the world with the radio.net app
Canada - english