Women's Wealth Canada

Breaking down the common fear of retirement: it’s not about hitting a magic number, but understanding what your real life costs. 
If you’ve ever felt overwhelmed by the seemingly endless questions — How much do I need? Will I have enough? — this episode offers a fresh perspective.
 Retirement isn’t funded by headlines or arbitrary targets. It’s funded by your actual life — your spending, your priorities, your choices.
Glory Gray revisits the essential mindset shift that transforms retirement planning from stressful guesswork into a clear, empowering process. 
She reveals why focusing solely on a dollar amount misses the point, and how a small change in language — replacing “budget” with a mindset of control — can change everything. 
With specific tools like the 4% rule, she shows how to develop a realistic, flexible plan that adapts as your life evolves. Accuracy and clarity matter more than perfection, especially when retirement is just around the corner.
You’ll discover:
Why retirement questions should start with understanding your actual life costs, not headlines or “magic numbers” 
How to shift from restrictive budgets to control-focused planning that illuminates your true priorities 
The importance of flexibility: why your spending will change year to year and how to plan for it 
The 4% rule — a simple yet powerful guideline for sustainable withdrawals, tailored to real life 
Practical resources for women ready to take charge of their financial future, without stress or guesswork 
This is essential listening if you want to make smarter, more confident decisions about your retirement — no more guessing, no more comparison. 
Get clarity now, so you can live your retirement on your terms. 
If you're serious about turning financial stress into empowerment, this episode is a must.
Glory Gray is a Canadian wealth manager focused on helping Canadian women craft a retirement plan aligned with their real lives, not headlines. With her straightforward approach, she proves that feeling in control is the best investment you can make.
Perfect for women approaching retirement, those feeling overwhelmed by the numbers, or anyone ready to redefine what financial security truly means. Take control of your future today — your real life is worth it.
Women’s Wealth Canada Season One, Episode Two
Music by:
Purple Planet Music; The Honeytones; Gem Brulé; Skateshop; Virgil Arles
Hosted by Glory Gray, BSc Finance, MFA

DOWNLOAD OUR FREE GUIDE
🔻12 Smart Questions to Ask When Interviewing a Wealth Advisor
https://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisor
Webinar: 📽 The Real Questions to Ask Before You Retire https://www.glorygray.com/the-real-questions-to-ask-before-you-retire
Webinar: 📽 Building a Rich Retirement: The Social Network Equation https://www.glorygray.com/rich-retirement-webinar
CONTACT us for a 👉 Free Wealth Consultation
https://www.glorygray.com/contact/#contact-form
GET STARTED! Fill out our 🍏 Client Application Form https://www.glorygray.com/application-form
Website: GloryGray.com
Facebook: @GloryGrayWealthSolutions
Instagram: Glory Gray

What if retirement isn’t a finish line — but a choice?
This episode begins a multi-part series designed for women who are thinking about — or already living in — their next chapter. I’m inviting you into a more thoughtful conversation about retirement that moves away from rigid rules and toward intention, flexibility, and personal freedom.
In this episode, I revisit some meaningful ideas from earlier seasons — the ones listeners have told me changed how they think about life after full-time employment. 
We’ll talk about:
Why retirement today is less about stopping and more about choosing
The many ways women live their next chapter — and why none are permanent
The importance of flexible planning that can shift as life does
If you feel a shift happening — not an ending, but a next chapter — you’re in the right place.
Resources in this episode:
Season One, Episode One
Season One, Episode Six
Music by:
Purple Planet Music; Mykola Sosin; Marcelo Moura; Luca Di Alessandro; Fenice artist; Dmitrii Kolesnikov
Hosted by Glory Gray, BSc Finance, MFA

DOWNLOAD OUR FREE GUIDE
🔻12 Smart Questions to Ask When Interviewing a Wealth Advisor
https://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisor
Webinar: 📽 The Real Questions to Ask Before You Retire https://www.glorygray.com/the-real-questions-to-ask-before-you-retire
Webinar: 📽 Building a Rich Retirement: The Social Network Equation https://www.glorygray.com/rich-retirement-webinar
CONTACT us for a 👉 Free Wealth Consultation
https://www.glorygray.com/contact/#contact-form
GET STARTED! Fill out our 🍏 Client Application Form https://www.glorygray.com/application-form
Website: GloryGray.com
Facebook: @GloryGrayWealthSolutions
Instagram: Glory Gray

Season 6 of the Women’s Wealth Canada Podcast is here and it’s more honest, practical, and empowering than ever before.
Hosted by Glory Gray, financial planner, wealth advisor, and trusted voice for Canadian women, this season dives deeper into the real-life money conversations that don’t always get talked about.
This season, we explore:
How life transitions such as retirement, career shifts, divorce, loss, or reinvention can impact our financial decisions
The emotional and psychological side of money, not just the numbers
What it truly means to feel confident, capable, and in control of your financial life
How to plan wisely for the future while still enjoying today
You’ll hear from expert guests including estate professionals, retirement coaches, and thought leaders who understand that wealth isn’t just about accumulating money, it’s about clarity, purpose, and choice.
If you’re navigating change, questioning what’s next, or simply want to make smarter, more confident financial decisions, Season 6 is for you!
🎧 New episodes coming soon.

Hosted by Glory Gray, BSc Finance, MFA

DOWNLOAD OUR FREE GUIDE
🔻12 Smart Questions to Ask When Interviewing a Wealth Advisor
https://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisor
Webinar: 📽 The Real Questions to Ask Before You Retire https://www.glorygray.com/the-real-questions-to-ask-before-you-retire
Webinar: 📽 Building a Rich Retirement: The Social Network Equation https://www.glorygray.com/rich-retirement-webinar
CONTACT us for a 👉 Free Wealth Consultation
https://www.glorygray.com/contact/#contact-form
GET STARTED! Fill out our 🍏 Client Application Form https://www.glorygray.com/application-form
Website: GloryGray.com
Facebook: @GloryGrayWealthSolutions
Instagram: Glory Gray

What happens to your pension after you leave your job? In this episode, Glory Gray explains how locked-in pensions work in Canada and how to turn a LIRA into reliable retirement income. Learn the difference between LIFs and annuities, when you can unlock your pension, and how smart planning can help your money last longer. 
Resources mentioned in this episode:
Season 5, Episode 9: Making the Most of Your Company Pension in Canada  https://www.glorygray.com/blog/maximize-your-workplace-pension-1
Season 4, Episode 7: 10 Must-Know Answers to Your RRSP Questions   https://www.glorygray.com/blog/10-must-know-answers-to-your-rrsp-questions
Original Music by
Purple Planet Music; Dmitrii Spis; Ezzy; Gem Brulé, DELUXXE; The Honeytones and jumpseat

Hosted by Glory Gray, BSc Finance, MFA

DOWNLOAD OUR FREE GUIDE
🔻12 Smart Questions to Ask When Interviewing a Wealth Advisor
https://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisor
Webinar: 📽 The Real Questions to Ask Before You Retire https://www.glorygray.com/the-real-questions-to-ask-before-you-retire
Webinar: 📽 Building a Rich Retirement: The Social Network Equation https://www.glorygray.com/rich-retirement-webinar
CONTACT us for a 👉 Free Wealth Consultation
https://www.glorygray.com/contact/#contact-form
GET STARTED! Fill out our 🍏 Client Application Form https://www.glorygray.com/application-form
Website: GloryGray.com
Facebook: @GloryGrayWealthSolutions
Instagram: Glory Gray

If you’re contributing to a workplace pension or planning for retirement, this episode is a must-listen. Glory Gray explains the differences between Defined Benefit and Defined Contribution plans, what happens to your pension when you leave a job, and how a LIRA (Locked-In Retirement Account) fits into your retirement plan. Learn how to protect and maximize your pension benefits during your working years—and get ready for Part 2, where we’ll cover turning your LIRA into income.
Hosted by Glory Gray, BSc Finance, MFA

DOWNLOAD OUR FREE GUIDE
🔻12 Smart Questions to Ask When Interviewing a Wealth Advisor
https://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisor
Webinar: 📽 The Real Questions to Ask Before You Retire https://www.glorygray.com/the-real-questions-to-ask-before-you-retire
Webinar: 📽 Building a Rich Retirement: The Social Network Equation https://www.glorygray.com/rich-retirement-webinar
CONTACT us for a 👉 Free Wealth Consultation
https://www.glorygray.com/contact/#contact-form
GET STARTED! Fill out our 🍏 Client Application Form https://www.glorygray.com/application-form
Website: GloryGray.com
Facebook: @GloryGrayWealthSolutions
Instagram: Glory Gray