In this episode, Sam and Brendan break down the real financial journey of a development project—from buying land to securing construction finance and managing interest costs. Using a $2 million duplex example, they explore the equity requirements, borrowing strategies, and key timing factors that can make or break a deal.They discuss the importance of working with a builder early, understanding valuations, and avoiding costly surprises from lenders or rising build costs. Plus, they reveal why delays can eat heavily into profits and how to model interest during construction to stay on track.Packed with practical insights, this episode is a must-listen for first-time and experienced developers alike.
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13:30
Development Insight - Episode 37
Development Insights with Sam Black & Ryan HoustonIn this episode, Sam and Ryan dive into the importance of due diligence when assessing development sites. They explore how overlays like flood zones, bushfire risks, and heritage restrictions can dramatically affect what’s possible on a block—and how tools like ArchiStar and the NSW Planning Portal can speed up the process.They share real-world examples from Newcastle and Lake Macquarie, showing how the right research upfront can save costly mistakes and even uncover hidden opportunities.Whether you're a developer or investor, this episode is a must-listen to avoid the pitfalls and spot potential early.
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8:25
Money Chats Ep 32 (with Brenden Lowbridge)
In this episode of Money Chats, Sam sits down with finance expert Brendon Lowbridge to unpack the myths around serviceability for business owners. They dive into how lenders assess income from salary, profit, and one-off expenses — and how recent lender policy changes now allow some self-employed people to be treated like PAYG employees. The duo also explore how business structure choices like trusts or companies can impact asset protection, tax planning, and portfolio scalability. Brandon wraps it up by emphasising that high income is the key to unlocking your equity and growing a strong investment portfolio.
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8:18
Money Chats Ep 31 (with Brenden Lowbridge)
Buying property in Australia while earning overseas? We cover deposit requirements, lender buffers, currency conversions, and key tax tips. Tune in to make your investment smoother!
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6:11
Money Chats Ep 30 (with Brenden Lowbridge)
Brendan Lowbridge joins us to break down the latest interest rate cut, its impact on borrowing power, and shifting market sentiment. We discuss lender competition, buyer confidence, and what to expect in the property market. A must-listen for buyers, sellers, and investors!
Canada - english