💰 WHAT'S INSIDE THIS EPISODE
Ever wonder why you and your partner can't seem to get on the same page about money—even when you're both "trying"? What if the real issue isn't actually about the $9 block of cheese or the expensive muffins, but about the money stories you both absorbed as children?
🎧 In This Episode:
Why your childhood money beliefs are sabotaging your marriage right now—and how to identify them (04:00)
The real reason couples struggle with money (hint: it's not about budgets or math) (05:00)
How Julia and Gino went from struggling financially to coaching families after 27 years of marriage (06:00)
Why "doing it for the kids" might actually be hurting your family (09:00)
The #1 challenge every couple faces (and it's not what you think) (11:30)
How to argue in front of your kids the RIGHT way—and why hiding disagreements creates emotionally dysregulated adults (20:00)
The difference between fighting and healthy disagreements (21:00)
Why self-compassion is your secret weapon as an overwhelmed parent (23:00)
💭 WHY THIS MATTERS TO YOU
Let's be honest—money is the thing nobody wants to talk about, but it's also the thing destroying relationships and creating massive stress in your home. You came from one household with specific beliefs about money. Your partner came from a completely different household with totally different beliefs. And now you're both operating from invisible scripts you didn't even know existed.
Maybe you're the person who panics when your partner buys the expensive cheese. Or maybe you're the one who doesn't understand why your partner freaks out over "small" purchases. Either way, you're both triggered by money in ways that have nothing to do with your actual bank account—and everything to do with what you learned about money before age 10.
Julia and Gino Barbaro—married 27 years, homeschooling parents of SIX kids, successful real estate investors, and certified life and marriage coaches—get it. They struggled with money fights, communication breakdowns, and completely different approaches to parenting for years before figuring out what was really going on beneath the surface.
This isn't about financial planning or budgets (you can breathe now). This is about financial THERAPY. This is about understanding why you feel what you feel, where those feelings came from, and how to actually communicate about money without World War III breaking out in your kitchen.
But here's what makes this conversation even more valuable: Julia and Gino don't just talk about money. They talk about how your inability to communicate about money bleeds into EVERY area of your relationship—parenting, boundaries, emotional regulation, modeling behavior for your kids, and whether you're creating a home that feels peaceful or chaotic.
If you've ever felt like you're doing everything "for the kids" but still feel unfulfilled, if you avoid bringing things up because you don't want to deal with your partner's reaction, or if you secretly worry your kids are absorbing your stress patterns, this episode is for you.
✨ KEY TAKEAWAYS
Your money beliefs came from your childhood—not from logic. The way your mom or dad talked about, handled, or stressed about money became YOUR invisible script. You're not making financial decisions based on math; you're making them based on emotions you absorbed decades ago. Until you identify these beliefs, you'll keep repeating the same money patterns.
Communication isn't just about talking—it's about knowing what you actually feel first. Most couples struggle because they know something feels "off," but they can't articulate what or why. Before you can communicate effectively with your partner, you need to get clear on what YOU believe, feel, and need. Awareness comes before communication.
"Doing it for the kids" might be a cop-out. Many parents (especially dads) say they're working long hours and building businesses "for the family," but if you stopped and asked your kids what they actually want, it's probably just YOU—present, available, and not smelling like garlic at 11pm. Check your "why" against your actual family's needs, not against the beliefs you inherited.
Arguing in front of your kids is GOOD—if you do it right. Hiding every disagreement teaches kids to avoid conflict entirely, which creates adults who can't handle differing opinions (sound familiar in our current culture?). Healthy arguments teach conflict resolution, emotional regulation, and repair. Fighting (with name-calling, blaming, and yelling) is different—and damaging. Know the difference.
You're modeling EVERYTHING, all the time. Your kids are watching how you handle stress, how you react when the plumber is late, how you talk about money, and how you treat your spouse. They're absorbing your emotional regulation (or dysregulation) and will replicate it in their own adult lives. The most powerful parenting tool isn't what you SAY—it's what you DO.
Self-compassion is non-negotiable. You're going to mess up. A lot. You'll overreact, make emotional decisions, and communicate poorly. That's being human. What matters is that you recognize it, repair it with your kids and partner, and forgive yourself. Holding onto guilt and shame just creates more dysregulation.
👫 ABOUT GINO & JULIA BARBARO
Gino and Julia Barbaro are certified life and marriage coaches, money coaches, and hosts of The Julia and Gino Show. As homeschooling parents of six children, they deeply understand the daily challenges of balancing marriage, parenting, and personal growth without losing yourself in the chaos.
Julia empowers couples to strengthen their communication, overcome obstacles, and create deeper connections so moms feel supported and valued in their relationships. Gino is a successful real estate investor (1900+ units) and bestselling author of Happy Money, Happy Family, Happy Legacy. He helps families achieve financial freedom while reducing stress and building peaceful, purposeful homes.
Together through Barbaro 360, they provide practical, faith-based strategies for working successfully with your spouse, managing the mental load of motherhood, setting guilt-free boundaries, and creating family life that feels manageable.
Connect with Gino & Julia: 🎙️ Podcast: The Julia and Gino Show 🌐 Website: Barbaro360.com 📱 Instagram: [Natalie to provide handles] 💥 Facebook: [Natalie to provide handles] 📌 Pinterest: [Natalie to provide handles]
🎯 READY TO TRANSFORM YOUR MOM LIFE?
🎯 Get Your Free Coaching Call Feeling overwhelmed by money stress, communication breakdowns, or just general chaos at home? Let's talk. I'll help you identify your biggest stress triggers and create a simple action plan. [Book your free 30-minute coaching call here - nataliemccabe.com]
💜 Join Our Free Community
Connect with other moms navigating money stress, marriage challenges, and parenting overwhelm. Share struggles, celebrate wins, and find support from women who actually get it. [Join the Mom Life Uncomplicated Community - nataliemccabe.com]
📖 Read Natalie's Book: "Sink or Swim Parenting" Learn how to reduce your mental load, set guilt-free boundaries, and create a peaceful home—even when life feels chaotic. [Get your copy - nataliemccabe.com/sinkorswim]
💬 LET'S CONNECT
Did this episode make you think differently about money and your relationship? Screenshot your favorite moment, tag me @nataliemccabe.coach, Gino and Julia, and share what hit home!
⭐ If you loved this episode, please leave a 5-star review on Apple Podcasts—it helps other overwhelmed moms find practical solutions for marriage, money, and parenting!