In this episode of Don’t Go Broke Trying, Reni sits down with Efe, who shares her five-year journey through IVF from the emotional rollercoaster to the heavy financial realities that come with trying to conceive this way.This is Part 1 of Efe’s story, where she opens up about the physical, emotional, and financial toll of IVF while breaking down the hidden costs that most people never talk about.What you’ll learn in this episode:What government funding and insurance actually cover and what they don’tThe emotional and physical toll of IVF treatmentsThe step-by-step IVF process explained in simple termsThe hidden costs of IVF beyond treatmentThe true financial costs of IVF in CanadaSmart financial strategies for the journey through IVFWhether you’re planning for IVF or just want to understand the realities behind the headlines, this episode is a powerful reminder of the resilience and preparation required to grow a family, without going broke trying.Stay tuned for Part 2, releasing next week, where Efe dives even deeper into her journey and the lessons she learned along the way.Connect With Efe:Instagram: https://www.instagram.com/efefruci?igsh=MTRkZmZsMnBmZzExNw==LinkedIn: https://www.linkedin.com/in/efefruciJoin Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/aboutConnect With Us!Follow the podcast on Instagram: https://instagram.com/dontgobroketrying Follow Reni on Instagram: https://www.instagram.com/xoreni Visit our website: renitheresource.com/category/podcastFollow on Twitter: twitter.com/dgbtpodSubscribe to Reni's YouTube: https://youtube.com/xoreniDISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
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46:22
Coinfessions: The Messy Side of Love, Family and Money
In this episode of Don’t Go Broke Trying, Reni is back with another round of Coinfessions. From a wife wanting to retire from lottery winnings, to a boyfriend with poor financial habits, to a parent demanding a cut of their child’s inheritance, Reni shares her honest thoughts on what’s smart, what’s risky, and what she’d do differently.She also unpacks the tricky topic of money in families and relationships, like setting financial boundaries, protecting yourself from a partner’s money mistakes, and knowing when it’s time to walk away.What you'll learn in this episode:How to deal with a partner who isn’t financially responsibleWhy setting money boundaries is a form of self-protectionThe dangers of ignoring money red flags in relationshipsWhen it’s okay to say no to family financial demandsReni’s honest take on balancing love, loyalty, and moneyWhether you’re married, dating, or navigating money with family, this episode will give you practical insights to handle financial conflicts with confidence and clarity.Join Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/aboutConnect With Us!Follow the podcast on Instagram: https://instagram.com/dontgobroketrying Follow Reni on Instagram: https://www.instagram.com/xoreni Visit our website: renitheresource.com/category/podcastFollow on Twitter: twitter.com/dgbtpodSubscribe to Reni's YouTube: https://youtube.com/xoreniDISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
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31:07
How to Invest the Halal Way Without Going Broke
If you've ever wondered how to build wealth as a Muslim without compromising your values, this episode is your perfect starting point.In this insightful conversation, Reni sits down with Shakira, a halal investing advocate, who breaks down the fundamentals of faith-conscious investing. From screening stocks and ETFs to navigating crypto, mortgages, and real estate, she explains what’s halal, what’s not, and how to confidently take control of your financial future. She also outlines the exact steps a new Muslim investor should take from opening a brokerage account and funding a TFSA, to choosing halal ETFs, purifying dividends, and monitoring compliance quarterly.What You’ll Learn in This Episode: What halal investing really means and how it worksTools and platforms to screen halal investments How to start building your investment portfolio the halal wayWhat “halal” and “haram” mean in the context of money and investing The best apps to check if an investment is halalHow to transition out of non-halal investments (without panic or guilt)Whether you're just starting out or seeking a values-aligned way to grow your money, this episode is packed with clarity, practical steps, and thoughtful insights.Resources MentionedManzel: https://manzil.ca/Wahed: https://www.wahed.com/globalIjara CDC: https://ijaracdc.com/Zoya: https://zoya.finance/Islamicly: https://www.islamicly.com/Musaffa: https://musaffa.com/Connect With Shakira: Instagram: https://www.instagram.com/halaldividends/Join Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/aboutConnect With Us!Follow the podcast on Instagram: https://instagram.com/dontgobroketrying Follow Reni on Instagram: https://www.instagram.com/xoreni Visit our website: renitheresource.com/category/podcastFollow on Twitter: twitter.com/dgbtpodSubscribe to Reni's YouTube: https://youtube.com/xoreniDISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
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51:37
Prenups 101: What They Are, Why You Need One, and When to Get It
In this eye-opening episode of Don’t Go Broke Trying, Reni sits down with Aimee Schalles and Amanda Baron, two practicing lawyers and co-founders of Jointly, a legal tech platform making prenups and cohabitation agreements more accessible for everyday Canadians.Together, they unpack the stigma around prenups and explain why legal agreements like prenups, postnups, and cohabitation contracts are important tools for anyone in a serious relationship, not just for celebrities and millionaires.From breaking down what these agreements really mean, to busting the myths that make people avoid them, this conversation will make you rethink what financial protection in love actually looks like.What You’ll Learn in This Episode:The difference between prenups, postnups, and cohabitation agreementsWhy everyone, not just wealthy couples should consider oneHow to bring up a prenup with your partner (without killing the romance)What a prenup can and can’t include (especially when it comes to kids, houses, and businesses)How to use these agreements as tools of care, not conflictThis episode will leave you with a clear understanding of what prenups are (and aren’t), why they’re not just for the rich and famous, and how they can actually strengthen your relationship not weaken it.Resources Mentioned: Learn more about Jointly: https://getjointly.ca/Prenup legal course by Jointly: https://getjointly.ca/learning-center/Follow Jointly: https://www.instagram.com/getjointly/Watch on Youtube: https://youtu.be/EqUhVt7hOws?si=QrW5eM6iRqF-83eQ Connect With My Guests:Aimee - https://www.linkedin.com/in/aimeeschalles/Amanda - https://www.linkedin.com/in/amandabaron/Join Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/aboutConnect With Us!Follow the podcast on Instagram: https://instagram.com/dontgobroketrying Follow Reni on Instagram: https://www.instagram.com/xoreni Visit our website: renitheresource.com/category/podcastFollow on Twitter: twitter.com/dgbtpodSubscribe to Reni's YouTube: https://youtube.com/xoreniDISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
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46:02
The Smart Way to Consolidate Debt
In this episode of Don't Go Broke Trying, Reni sits down with writer and personal finance expert, Shannon Terrell from Nerdwallet Canada to break down the ins and outs of debt consolidation and how to do it right. Whether you're drowning in multiple credit card bills or juggling personal loans, this episode walks you through smart ways to simplify your repayments without falling into more financial traps. What you’ll learn in this episode:What debt consolidation really means How to tell if debt consolidation is the right option for youThe biggest myths and mistakes people make when consolidating their debtShannon’s proven strategies for paying off debt without going brokeSteps to take before and after consolidating to stay financially on trackWhether you're feeling overwhelmed by multiple debts, or just exploring your options, this episode will help you make smart, confident decisions so you can take control of your finances without going broke.Resources Mentioned: Support on how to get out of debt: https://creditcounsellingcanada.ca/Learn more about NerdWallet: www.nerdwallet.com Read Nerd Wallet’s Canadian Consumer Credit Report: https://www.nerdwallet.com/ca/p/article/credit-cards/2025-canadian-consumer-credit-card-reportWatch on Youtube: https://youtu.be/9gqqRbORhZ4Connect With Shannon:LinkedIn: https://www.linkedin.com/in/shannon-terrell/Author Page: https://www.nerdwallet.com/ca/author/shannon-terrellJoin Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/aboutConnect With Us!Follow the podcast on Instagram: https://instagram.com/dontgobroketrying Follow Reni on Instagram: https://www.instagram.com/xoreni Visit our website: renitheresource.com/category/podcastFollow on Twitter: twitter.com/dgbtpodSubscribe to Reni's YouTube: https://youtube.com/xoreniDISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Financial literacy is something most people know nothing about until life forces them to learn. It gets even harder when you’ve moved from another country and now must learn a completely new financial system. This podcast exists to make these complex topics, simple and to share resources that can help you avoid costly mistakes on your personal finance journey. Hear from your host, Reni the Resource, who will give her take on what she would do in certain situations. You will also hear from guests who have made financial mistakes and hear their experiences, so you don’t have to make them.
Canada - english