In this episode of In-House, CMHC Deputy Chief Economist Aled ab Iorwerth joins host Joelle Hamilton to unpack the key findings from CMHC’s 2025 Canadian Rental Construction Survey. We explore what’s driving short-term developer pessimism—and what could help unlock more purpose-built rental housing across the country. 🔍 What you'll learn in this episode: Why 42% of developers are pessimistic about the short-term outlook The impact of financing challenges, development fees and tariffs How developers are shifting toward “build-to-hold” strategies, instead of “build-to-sell" Why modular and prefabricated homes are still underused in Canada What these insights mean for Canada’s broader housing supply goals
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Ep. 2 — Humans of Housing: Military-Inspired Village is Changing Veterans' Lives
After serving in Afghanistan, Jeremy found himself homeless. With support from Homes For Heroes, he got a second chance—and now helps fellow veterans do the same. Hear his story!
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What’s Needed to Close the Housing Supply Gap?
Canada’s housing supply isn’t keeping up with demand. We sat down with CMHC’s Deputy Chief Economist Aled ab Iorwerth & Chief Economist Mathieu Laberge to break down the challenges, what’s holding back new housing, and the bold actions needed to restore affordability.🔹 Why do we have a housing supply gap?🔹 How much housing do we actually need?🔹 What solutions can help close the gap?🔹 Where more housing is needed in Canada🏡 Listen in for expert insights on the future of Canada’s housing market!
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Ep. 1 — Humans of Housing: Saving Homes from the Landfill
Urban growth is changing the face of our cities. As high-rises replace single-family homes, thousands of houses are routinely torn down and sent to the landfill. But does redevelopment have to mean demolition? In this episode, we explore an alternative approach with Renewal Development — a removal service provider that gives these homes a second life. Learn how their work not only reduces waste but also helps address the housing shortage by relocating and repurposing homes that would otherwise be lost. Humans of Housing is a special audio series that tells the stories of those working to make a difference — and of the people whose lives are changed because of them.
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Economic uncertainty and unemployment pose risks
Key Insights from the Spring 2025 Residential Mortgage Industry Report In this episode of In-House: Canada's Housing Podcast, we break down the key findings from CMHC's Spring 2025 Residential Mortgage Industry Report. Join host Joelle Hamilton and Deputy Chief Economist Aled ab Iorwerth as they explore: How mortgage debt grew to $2.3 trillion (+4.4% YoY) Why variable-rate mortgages are making a comeback What rising mortgage delinquency rates mean for borrowers and lendersThe risks tied to mortgage renewals in 2025–26 Whether recent interest rate cuts are bringing financial relief to households.If you're a homeowner, renter, lender, or policymaker, this episode is packed with essential insights to help you understand the shifts happening in Canada's housing finance system. 🎧 Listen now and dive deeper into the trends that will shape the mortgage landscape this year!Explore the Full Report: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/housing-finance/residential-mortgage-industry-report
Join us as we decode the intricacies of real estate, provide clarity in financial expertise, and offer a platform for policy makers and the public alike. Whether you're looking to make an informed housing decision, stay ahead in the real estate or mortgage profession, or simply indulge in the dynamics of the housing market, CMHC's In-House is your source for conversations that matter.Tune in, stay informed, and be current on the latest in housing market and mortgage trends. This podcast is brought to you by Canada Mortgage and Housing Corporation, a Federal Crown corporation whose mandate is to ensure the health and stability of Canada’s housing finance system.