The Simplicity Sessions

In this episode, we're getting real about money leaks—those sneaky daily and weekly expenses that drain your bank account without you even realizing it. We've been there, done that, and learned the hard way, so we're sharing what we discovered through our own financial journey. Key Moments: Daily & Weekly Money Leaks: Coffee runs and eating out for lunch (we're talking $15-20/day adds up FAST) Impulse buys at gas stations and grocery stores Parking tickets (seriously, just pay the $2 instead of risking a $30 fine) Food delivery fees and tipping on top Grocery shopping without a plan—we used to waste so much food! Subscriptions & Tech: Netflix, Disney+, Prime, Spotify, Apple Music (we literally just realized we were both paying for music services separately!) Gym memberships that never get used (1/3 of gym members are basically donating their money) App subscriptions you forgot about Phone plans that need annual reviews The Big Ones: Vehicles (Chris's hot take: buying brand new is the worst financial decision—you lose 30% the second you drive off the lot) Online shopping and the dopamine hit of "deals" Beauty products and salon services Clothing trends vs. thrift shopping   Chapters: 2:45 - Daily Coffee & Lunch Leaks 8:20 - Grocery Shopping Without a Plan 14:15 - Subscriptions Eating Your Budget 20:30 - The Vehicle Money Trap 26:45 - Our Financial Breaking Point 33:10 - The Year of Monthly Money Meetings 36:50 - Teaching Kids About Money   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc.   Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Have a question? Send it over to [email protected] and I'll do my best to share helpful insights, thoughts and advice.

In this episode,  I sit down with my friend and now former client, Jaime Morgan, who shares her incredible story of healing from 25 years of debilitating chronic nausea, acid reflux, and dependency on medication.   Key Takeaways: Why "everything looks fine" on tests doesn't mean you are fine The importance of removing interference (medications masking symptoms) to truly understand your body How full elimination of trigger foods - not partial - allows your body to give clear signals Why investing in your health is as important as any other investment you make The power of leaning into hard things, even when they're terrifying   Chapters: 8:45 - The Medical Mystery 18:30 - When Everything Looks "Fine" 32:15 - Ready for Change 42:00 - The Resistance & The Breakthrough 51:30 - Off Medication After 25 Years 58:45 - Learning to Trust My Body Again Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Connect with Guest - Instagram | @thejaimemorgan Facebook | @jaimemorgancoaching Website | jaimemorgan.com   This episode is sponsored by: withinUs | Use the code JENNPIKE20 at withinus.ca for a limited time to save 20% off your order St. Francis | Go to stfrancisherbfarm.com and save 15% off your all your orders with code JENNPIKE15  Eversio Wellness | Go to eversiowellness.com/discount/jennpike15 and save 15% off every order with code JENNPIKE15 /// not available for "subscribe & save" option Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Have a question? Send it over to [email protected] and I'll do my best to share helpful insights, thoughts and advice.

In this episode, Jenn and Chris dive deep into practical strategies for helping your children (and grandchildren) build wealth from an early age. They share personal stories, case studies, and actionable tips on using RESPs, TFSAs, and even family business opportunities to set the next generation up for financial success. Whether you're a parent, grandparent, or young adult, this episode is packed with insights to help you foster financial literacy and long-term security.   Key Topics & Takeaways Why starting early matters: The power of compounding and small, consistent investments Understanding RESPs (Registered Education Savings Plans): How government grants work Case studies: Starting with small amounts, maximizing contributions, and the impact over 18 years Tips for joint family RESPs and what to do if your child doesn't go to post-secondary right away Transitioning to TFSAs (Tax-Free Savings Accounts): When and how to open a TFSA for your child The long-term impact of maxing out contributions from age 18 Realistic examples of how small monthly investments can grow to $1.8 million by retirement Leveraging family businesses: How hiring your kids can fund their investments The importance of teaching work ethic and financial responsibility Raising financially literate kids: Having open conversations about money Encouraging kids to read books like The Latte Factor, Rich Dad Poor Dad, and The Psychology of Money Bonus: Other investment vehicles like informal in-trust accounts and insurance policies Resources Mentioned: The Latte Factor by David Bach Rich Dad Poor Dad by Robert Kiyosaki The Psychology of Money by Morgan Housel You Are a Badass at Making Money by Jen Sincero Money: A Love Story by Kate Northrup Atomic Habits by James Clear Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Have a question? Send it over to [email protected] and I'll do my best to share helpful insights, thoughts and advice.

In this episode, I'm thrilled to take things "internal" and introduce you to one of my incredible team members, Kristine Peacock. Kristine is not only our Synced online fitness studio manager and head macro coach, but she's also a true cheerleader for women navigating perimenopause, menopause, and body composition changes. Today we're talking about all things macros!   Key Takeaways: Real change takes time—commit to a year, but know that true transformation is a multi-year journey. Simplicity and consistency in both movement and nutrition are more powerful than chasing the next quick fix. Tracking your food, workouts, and even symptoms can empower you to make informed decisions and see real progress. It's never too late to start, and you're never "too busy" or "too far gone" to make meaningful changes.   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Connect with Guest - Instagram | @coach.kristine    This episode is sponsored by: withinUs | Use the code JENNPIKE20 at withinus.ca for a limited time to save 20% off your order St. Francis | Go to stfrancisherbfarm.com and save 15% off your all your orders with code JENNPIKE15  Eversio Wellness | Go to eversiowellness.com/discount/jennpike15 and save 15% off every order with code JENNPIKE15 /// not available for "subscribe & save" option Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Have a question? Send it over to [email protected] and I'll do my best to share helpful insights, thoughts and advice.

In this episode, Jenn and Chris dive deep into the essentials of structuring your business for long-term success and generational wealth. They discuss the differences between sole proprietorship and incorporation, the importance of separating personal and business assets, and how to make strategic decisions as your business grows. The conversation also explores the power of permanent insurance, the concept of infinite banking, and practical ways to leverage your corporation for investments and family legacy.   Key Topics & Takeaways Sole Proprietor vs. Corporation: Why and when to incorporate your business. Asset protection and tax advantages of incorporation. Real-life examples of transitioning from sole proprietor to corporation. Retained Earnings & Tax Strategy: How to keep more of what you earn. The impact of retained earnings on business decisions. When it makes sense to incorporate based on your business income and growth plans. Permanent Insurance & Infinite Banking: The difference between term and permanent insurance. How permanent insurance can be used as an investment vehicle. The basics of infinite banking and how it allows you to "be your own bank." Using insurance policies to build generational wealth and provide for your family. Practical Business Tips: The importance of knowing your numbers and tracking expenses. Structuring your company for income sharing and tax efficiency (e.g., board of directors, family involvement). Leveraging corporate investments, holding companies, and non-registered accounts. Legacy & Family Planning: Estate planning, wills, and passing on assets like family cottages. Teaching financial literacy and wealth-building to the next generation.   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Have a question? Send it over to [email protected] and I'll do my best to share helpful insights, thoughts and advice.